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Cards typically expire after about... 4 years? So less than 10g of plastic, spread over 4 years is less than 2.5g/year.

If your lifestyle uses so little plastic that ~2g/year on a card is a significant factor than congratulations, that's amazing.

BTW how does the carbon footprint of a laser etched metal card compare to a stamped piece of plastic...?

Also, how does one securely dispose of this (or any other metal) credit card when it expires? I can stick a plastic card in my shredder at home.

Call me paranoid, but I feel safer knowing that someone can't fish my old card out of the trash, guess at the new expiration date and run up some charges online.

I know I can dispute them, but I'd still rather avoid the situation if at all possible.
 
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Processing metal also contributed to CO2.

They could use an electric furnace powered by wind/solar. ;)
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Also, how does one securely dispose of this (or any other metal) credit card when it expires? I can stick a plastic card in my shredder at home.

Call me paranoid, but I feel safer knowing that someone can't fish my old card out of the trash, guess at the new expiration date and run up some charges online.

I know I can dispute them, but I'd still rather avoid the situation if at all possible.

Well you could wipe the stripe with a strong magnet. (Done that) And the chip would be marked as invalid in "the system". Or blast it with a stun gun. (just thinkin')
 
They could use an electric furnace powered by wind/solar. ;)
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Well you could wipe the stripe with a strong magnet. (Done that) And the chip would be marked as invalid in "the system". Or blast it with a stun gun. (just thinkin')

Raw materials, mining, refining, smelting, shipping, processing, etc. It is all part of the combined footprint. People often forget that, even recycling has an impact.
 
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Also, how does one securely dispose of this (or any other metal) credit card when it expires? I can stick a plastic card in my shredder at home.

Call me paranoid, but I feel safer knowing that someone can't fish my old card out of the trash, guess at the new expiration date and run up some charges online.

I know I can dispute them, but I'd still rather avoid the situation if at all possible.

Personally? I'd send it back to Apple:

https://www.apple.com/newsroom/2019/04/apple-expands-global-recycling-programs/
 
That's a legal requirement. Apple had no choice. They did have a choice to not allow authorisation by PIN but signature only, whilst simultaneously not allowing for a signature or CVV to be displayed on the physical card. So enjoy opening your app and copying down numbers when Apple Pay isn't supported, or carrying a second card as backup.
This card is a US market card, so PIN isn't required on the chip. We use Chip & Signature here for credit cards and Chip & PIN for debit cards. If Apple Pay isn’t accepted, I would insert the chip, not copy down the numbers.

Why would I need a second card when the chip would work just fine? Even in other countries I used my US issues chip and signature cards with no issues, or just tap
 
Also, how does one securely dispose of this (or any other metal) credit card when it expires? I can stick a plastic card in my shredder at home.

Metal cards to date (Chase, American Express, Citibank, etc.) come with a business reply mail envelope when they are replaced to mail the card back for shredding and recycling.

That's a legal requirement. Apple had no choice. They did have a choice to not allow authorisation by PIN but signature only, whilst simultaneously not allowing for a signature or CVV to be displayed on the physical card. So enjoy opening your app and copying down numbers when Apple Pay isn't supported, or carrying a second card as backup.

No idea what you're talking about. Manual entry or recording of credit card numbers/CVV has been pretty much banned in the US due to concerns of skimming and also PCI-DSS requrements. Further, the requirement that a signature be collected in the US has been eliminated by all card networks, as of this year.

What you don't realize is PINs are a way for the bank to transfer liability onto the cardholder due to weak fraud protection laws in Europe. Pin entered? Your problem in the EU. US laws don't allow this liability shift.
 
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This card is a US market card, so PIN isn't required on the chip. We use Chip & Signature here for credit cards and Chip & PIN for debit cards. If Apple Pay isn’t accepted, I would insert the chip, not copy down the numbers.

How do you do chip and signature with no signature on the card?
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Metal cards to date (Chase, American Express, Citibank, etc.) come with a business reply mail envelope when they are replaced to mail the card back for shredding and recycling.

Goldman Sachs?
 
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How do you do chip and signature with no signature on the card?
More than likely this card is Chip & No CVM, which means you insert the chip, the machine will tell you remove card and start beeping/buzzing at you, you remove it. And that’s it. (Like most retailers already do in the US with C&S).

Most US retailers dont even look at your card as you insert the card yourself anyway and be cashier doesn’t even touch the card. If you do sign, you scribble whatever on the touchscreen like with every other card. Again, since you did the motions yourself more than likely the cashier would not even know it’s an Apple Card.
 
Processing metal also contributed to CO2.

9EEEF485-CF6A-4689-B6EB-85BB1F923736.jpeg
 
More than likely this card is Chip & No CVM, which means you insert the chip, the machine will tell you remove card and start beeping/buzzing at you, you remove it. And that’s it. (Like most retailers already do in the US with C&S).

Most US retailers dont even look at your card as you insert the card yourself anyway and be cashier doesn’t even touch the card. If you do sign, you scribble whatever on the touchscreen like with every other card. Again, since you did the motions yourself more than likely the cashier would not even know it’s an Apple Card.

There's a strong legal difference between staff being too lazy to actually check the signature, and there being no signature in the first place to check.

But so long as you only shop at stores where the owners are prepared to accept personal responsibility for fraudulent transactions with no insurance for losses incurred then you'll be fine.
 
Why did they make it upside down? I mean, every card with a chip I've seen has the chip on the left when looking at the front of the card. And the magnetic stripe is on the top when looking at the back of the card. Apple's card is the opposite.

Think different? :p

You haven't seen the Citibank cards where they put it upside down and backwards. This was so they could hide the chip on the "back" of the card, the stripe was on the bottom front. Caused so much confusion when people handed their card over, they went back to normal orientation.

Citi-Prestige-Front-1.jpg

There's a strong legal difference between staff being too lazy to actually check the signature, and there being no signature in the first place to check.

Nobody has checked a signature in the US for about a decade. As I said skimming concerns: they want to prevent cashiers from handling the cards. Banks have taken the liability as if the signatures were valid. And as I said, all card networks dropped the requirement to collect a signature at all this year.

Probably want to learn a bit about how credit cards actually work in the US before criticizing.
 
There's a strong legal difference between staff being too lazy to actually check the signature, and there being no signature in the first place to check.

But so long as you only shop at stores where the owners are prepared to accept personal responsibility for fraudulent transactions with no insurance for losses incurred then you'll be fine.
Signatures have been phased out for a long time now. With Contactless the point is further moot. Every major bank in the US besides Bank of America now issues Contactless cards.

Even so, Apple Card is No CVM, the terminal won’t even ask for a signature or anything at all anyway. It’ll just say no signature/PIN required
 
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Signatures have been phased out for a long time now. With Contactless the point is further moot. Every major bank in the US besides Bank of America now issues Contactless cards.

Even so, Apple Card is No CVM, the terminal won’t even ask for a signature or anything at all anyway. It’ll just say no signature/PIN required

With PINs.

Which Apple forbids. Hence you will be asked for alternative payment.
 
Call me paranoid, but I feel safer knowing that someone can't fish my old card out of the trash, guess at the new expiration date and run up some charges online.

I find it unlikely they could guess the card number....
I am curious what number is on the magnetic strip since the implication is you get a new number for each transaction
 
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With PINs.

Which Apple forbids. Hence you will be asked for alternative payment.

Wrong. People have told you multiple times. There is no requirement to collect a signature at all on a signature card or transaction. For Mastercard, as the Apple card is, this is a global policy.

Starting in April 2019, Mastercard issuers globally will no longer be required to include a signature panel on the back of Mastercard products.
 
With PINs.

Which Apple forbids. Hence you will be asked for alternative payment.
The chip in the card tells the terminal what to do not the other way around. Even if you use a UK PIN card in the US, you’ll notice the terminals in the US will ask for a PIN anyway even though US cards don’t have them. Simply because the chip tells the terminal what CVMs it processes and what it supports.

Conversely using the Apple Card in the UK will tell the terminal there’s no PIN or Signature required.
 
Raw materials, mining, refining, smelting, shipping, processing, etc. It is all part of the combined footprint. People often forget that, even recycling has an impact.


True. But right now we have a major problem isolating materials so they can be more efficiently recycled. Apple's device disassembly robots make more parts accessible for recycling.
 
True. But right now we have a major problem isolating materials so they can be more efficiently recycled. Apple's device disassembly robots make more parts accessible for recycling.

If Apple didn't go out of its way to sue people attempting to repair devices then many wouldn't need recycling in the first place
 
If Apple didn't go out of its way to sue people attempting to repair devices then many wouldn't need recycling in the first place

I get both sides in that issue. I worked repairing and maintaining medical equipment (EKGs, IVpumps and the like). We were somewhat restricted in our parts sourcing because the modules were factory made. But we could buy fuses from Newark if they were equivalent (25p compared to $2.50). Apple wants to make sure that the devices are repaired with quality parts. OTOH, I'm a big supporter of self-repair, when possible. I don't appreciate having to slice the screen off my iMac just so I can clean out the dust.But Jony doesn't like screws and panels.
 
I’m very surprised we’re just NOW getting pics in the wild. I work right across the street from the Apple spaceship and I’ve seen this card whipped out for months at Root Stock Wine Bar, Alexander’s and all the coffee shops around. I’ve seen all of them playing around with it, tapping it on the counter.

I’m much happy with my Chase Sapphire Reserve.... won’t be getting this.
 
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