Limits really vary.. my BOA CC has a limit of $2000 and thats after requesting multiple increases. My chase has a $27,000 limit. My credit score is almost 800 and I charge up to $10,000 in one week for work and it gets reimbursed in about a week.
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Leaked Images Show Apple Card's Design in the Wild
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FYI:
If you’re on the iPhone Upgrade Program or doing iPhone Payments you get 3% back on that as well, which is nice.
Also idk if anyone caught wind, but Apple did say that your bill each month will be due on the last day of the month. That goes for everyone.
If you’re on the iPhone Upgrade Program or doing iPhone Payments you get 3% back on that as well, which is nice.
Also idk if anyone caught wind, but Apple did say that your bill each month will be due on the last day of the month. That goes for everyone.
Apple Credit Card 2 will deliver 3.6 roentgen, not great not terrible
I’ll wait to get it until they come out with a case for the credit card. I take care of all my Apple products.
Well, it does not depend on you or me.
If it gets traction, and picks up, it could very easily snowball.
Exactly. Professionals routinely charge over $10k in the course of a month without carrying a balance, so the idea Apple won’t have credit limits over that amount would be very limiting for the customer base they are presumably targeting with this card. The overhead to absorb large unexpected charges or extended travel needs is extremely important for this presumably significant segment of Apple’s base.
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And don’t forget the polish! The light color is going to show scratches, abrasions and grime more than any other card. I joke, having never cleaned any of my credit cards, but perhaps this is not such a bad idea considering all the places and people who handle it.
Why no discussion of Apple being slow to the metal card without account number release?
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Guess you must feel the same about Amazon with their metal Visa card for a couple of years now.
Seriously, snark and ignorance welcome to the internet 2019.
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You do realize there are already many metal credit cards right?
Indeed, we don't yet know, but I will admit to being impressed it already has these companies backing and investing in it.
Mastercard, PayPal, PayU (Naspers' fintech arm), Stripe, Visa, Booking Holdings, eBay, Facebook/Calibra, Farfetch, Lyft, Mercado Pago, Spotify AB, Uber Technologies, Inc., Iliad, Vodafone Group, Anchorage, Bison Trails, Coinbase, Inc., Xapo Holdings Limited, Andreessen Horowitz, Breakthrough Initiatives, Ribbit Capital, Thrive Capital, Union Square Ventures, Creative Destruction Lab, Kiva,Mercy Corps, Women's World Banking.
Right impressive list of companies, but good luck to them as we know success is never guaranteed. We will see.
What makes a titanium Apple Card different from any other high end card that uses the same material? Last time I checked my Amex platinum card wasn’t banned anywhere.
Not sure if this and other posts like it saying the Apple Card will be banned because it can be used as a weapon is some sort of joke.
Waiting for the one accessory that follows Apple product announcements.
Where are the protective cases, sleeves, etc. that protect it from scratches, blemishes, and accidental breakage?
Surely they don’t expect Apple users to stick this card into readers that other brand cards have been into, without some level of protection from contaminants and debris. What if it gets a scratch???
And what about AppleCare+ if it’s accidentally damaged?
I don’t use credit, so not an issue for me. I pay everything in full as I buy it. So I don’t use credit cards. So I’m unlikely to get an Apple Card. But... still... where are all the accessories that legitimize this as a true Apple product?
Where are the protective cases, sleeves, etc. that protect it from scratches, blemishes, and accidental breakage?
Surely they don’t expect Apple users to stick this card into readers that other brand cards have been into, without some level of protection from contaminants and debris. What if it gets a scratch???
And what about AppleCare+ if it’s accidentally damaged?
I don’t use credit, so not an issue for me. I pay everything in full as I buy it. So I don’t use credit cards. So I’m unlikely to get an Apple Card. But... still... where are all the accessories that legitimize this as a true Apple product?
I'm applying for this card, I don't care what any of you people say!
Was the weighing necessary?
Yes. The card gets heavier or lighter based on the balance you have in your account.
When they showed the intro video for the card at the keynote, with the aluminum machining etc, I seriously thought they were making a parody joke. Apparently, so did others as I heard a few laughs in the audience after it finished. I was in disbelief as they continued on in total seriousness.
Good luck with that outside the US! Current new cards in Europe have no magnetic strip and no raised lettering for an embossing machine. Chip and pin or contactless or Applepay/ equivalents
In the non-metropolitan areas of the US swiping is still very common. I really like traveling in Western Europe and big cities in the USA. Apple Pay and chips.
https://www.theguardian.com/technol...co-founder-warns-against-libra-cryptocurrency
I don’t trust Facebook to do this right.
Are people so eager to prove Apple is wrong that they would support the destabilising of entire economies?
Facebook deserves the most intense of scrutiny here, not blind adulation.
I think it’s as telling who isn’t on the list (Apple, Google, Amazon, or any bank), as much as who is on it.
I'm sure it's because the physical card is intended as a backup for places that can't accept contactless. If they can, you'd want to use Apple Pay on your iPhone or Watch and get the 2% cash back.
Any use of the physical card would net 1% cash back, and if it were contactless, I suspect would still be the same. Apple wants this card to be primarily used with Apple Pay.
Totally agree - I'm not sure if it's just people who haven't paid attention to the credit card industry or are unfamiliar with how things work in the US/rest of the world, but most of the issuers have been pivoting towards those kind of trends - yet for wisecrack purposes, Apple is the "first" to do this?
Embossed name/numbers have been going away for years and the "what if" knucklebuster scenario seems to also be less of a concern. Hand-keying also seems to be heavily discouraged and/or nonexistent.
Heck, Discover has been printing name/card number/expiration/CVV on the back since 2013 or so, while others have also adopted these ideas. My (Square) Cash Card doesn't have my signature on it and I have yet to run into a place that has given me grief about that.
On numerous travel blogs and forums, it seems that a chip+signature card (where signature isn't even required anymore) will work fine in most chip+PIN readers overseas without requiring a PIN—the ones that come up are automated ticket vending machines. If so, Apple Card is probably going to be no different than metal chip+signature cards from Amex, Chase, or Capital One from a usability/travel perspective.