Uh really guys?
Me: "I'd like to pay with a credit card"
Cashier: "Great! Wait sir that's a phone not your credit card"
Me: "Yes it's apple pay with a credit card"
Cashier: "Huh????"
Sounds like a brilliant and easy-to-understand system
We've been saying to say "I'd like to pay with credit" or "I'd like to pay with my phone." Why is it so difficult for you to follow this?