Many Retailers Hesitant About Offering Support for Apple Pay

[mistasopz]

They're Apple. It'll happen. Wait and see.

Just like how Apple revolutionized mapping software with Apple Maps. And how they revolutionized social music interaction with Ping...

 

[teknishn]

Apple really played itself with this. They really thought they could change the way business is conducted by using a phone with a poor battery life to pay and installing expensive equipment.

Apple pay is DOA.

Poor battery life, LMFAO. You must be one of those that actually buys into the stupid Samsung commercials. Lets see last weekend I forgot my charger on a trip and got 2 heavy useage full days out of my 6 plus and still had 13% of the battery left late on the second day. These 2 days also included 7 hours of BT audio streaming while in travel.

I've had what I would call a medium but steady usage day today. Lets see where Im at approaching 7pm.... 67%... horrible.

 

[DotCom2]

Translation: A lot of retailers don't want to spend the money on the new gear required for this until they are forced to later in 2015. I think Apple timed this perfectly.

This. ALL THIS and nothing more needs to be said!

 

[SirLance99]

Apple really played itself with this. They really thought they could change the way business is conducted by using a phone with a poor battery life to pay and installing expensive equipment.

Apple pay is DOA.

NFC payments on phones like Google Wallet and Apple Pay are not DOA. It's coming and will be ubiquitous in the not too distant future.

 

[coolspot18]

The name of the service is  Pay.

That's the logo ... in the text of link it's called Apple Pay.

 

[kdarling]

Tap and pay isn't really on all Android phones though, they have to be recent, have a US SIM, and include a secure element for storage.

Google switched to using a secure element in the cloud last April.

The US SIM is required at this time to use their tap & pay. (Similar to how Apple Pay is limited to some US banks for now.)

I think Google's website only lists 2 supported phones in fact, although I suspect that may a couple of months out of date.

That's backwards. They listed just two Kit Kat phones that did NOT support Wallet.

Any Android phone that had KitKat 4.4 (and NFC) will work.

With very few exceptions (see above), this is correct.

 

[SirLance99]

The second I start losing business because people only want to pay using Apple Pay is the second I set up the infrastructure at my shop to accept it. Until then, not changing a thing!

So when people like me start asking you for NFC payments you'll do it?

Well, I'm not shopping with you until you accept NFC payments.

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Poor battery life, LMFAO. You must be one of those that actually buys into the stupid Samsung commercials. Lets see last weekend I forgot my charger on a trip and got 2 heavy useage full days out of my 6 plus and still had 13% of the battery left late on the second day. These 2 days also included 7 hours of BT audio streaming while in travel.

I've had what I would call a medium but steady usage day today. Lets see where Im at approaching 7pm.... 67%... horrible.

I burn through my iPhone 6 Plus in about 6-7 hours everyday. It's not as good as my Note 3. Although, the Note 3 only lasts about an hour longer.

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Google switched to using a secure element in the cloud last April.

With very few exceptions (see above), this is correct.

Correct. With NFC. Which is pretty much standard in all new Android devices for the last two years with all flagships. Nonetheless, I should of stated the NFC part. Good call out.

 

[vpndev]

Sears and Kmart will be dead and gone within two years, so it hardly matters...

You are so generous. Walking through a Sears store yesterday made me think that this holiday season would be the final make-or-break. And with store shelves not exactly full, I suspect that it's "break". Pity.

p.s. Kmart admitted today that it also has a major security breach

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Welcome to the board. Did you just sign up to add your negative spin on ApplePay? How is the Google cafeteria? Do they accept NFC?

I guess you've never been there. So do your research next time.

Google cafeteria is free.

 

[John.B]

Don't see that happening, honestly. No card with Mastercard or Visa will be using this, because it cuts them out of the picture. People love their CC's. Also, Pay is already twice as big at 220,000 retail locations vs. CurrentC's 110,000 (from MCX's own press release) even before they both go live.

MCX is asking people to change the way they pay for things, ie stop using Mastercards and Visas (or Amex & Discovery for that matter) whilst Pay and regular NFC is just making it easier to use already existing underlying systems and payment networks. Big mistake to take on the Credit Networks directly, just a path to failure.

So MCX/CurrentC are a direct pipeline to the likes of Acxiom? The one company I would trust less than Google or Facebook with my personal information?

CurrentC is designed to be more than just a swipe-less smartphone payments method. According to MCX, it will be a repository for its members’ loyalty cards and a means of distributing, storing and redeeming digital coupons and special offers. CurrentC’s functions will also integrate directly with MCX members’ own mobile apps.

https://gigaom.com/2014/09/03/mcx-l...let-for-walmart-best-buy-and-other-retailers/

 

[Fzang]

220,000 retail stores across the United States will be able to accept Apple Pay.

Probably about 5 or 7 stores in the rest of the world. Located in airports.

 

[domo-origoto]

If I have the choice between 2 very similar businesses, I will opt for the one that uses Pay. Bring on the future, America. Get out of the plastic past!

gonna be useless if ur phone dies LOL

 

[RobertMartens]

Contactless payments are growing in popularity and with the help of Apple Pay, may accelerate even faster.

'Accelerate even faster'? Do you really want to say it like that? Don't you just want to say 'may accelerate'?

Or do you really mean the rate of acceleration is itself accelerating?

or am I just being a 'jerk'?

Did you see what I did there?

 

[ipedro]

Here in Toronto, I've now been hard pressed to find retailers who don't accept tapping my debit card. I haven't had to enter my PIN for months now. Once Apple has deals with the credit card companies and big banks, ApplePay will be accepted almost universally in this market on day 1.

 

[dontwalkhand]

Apple really played itself with this. They really thought they could change the way business is conducted by using a phone with a poor battery life to pay and installing expensive equipment.

Apple pay is DOA.

The stores are going to have to install new equipment anyway thanks to a change in regulations to take the new Chip & PIN and Chip & Signature cards.

In fact Bank of America just issued me a new Chip & PIN Debit card.

By Oct 2015, and the year following you will see new terminals pop up left and right taking these new cards, and the new terminals generally come with NFC.

Some people just want to see Apple fail.

 

[cocky jeremy]

Just like how Apple revolutionized mapping software with Apple Maps. And how they revolutionized social music interaction with Ping...

I don't think they really tried to revolutionize anything with those. Especially Maps. They just did their own thing to get rid of Google. Ping was never really pushed by Apple.

 

[jon67]

iPay will rock

Just too much convenience

 

[McCool71]

Nobody will have a system called Apple Pay. It'll be a NFC POS terminal that accepts Apple Pay and all the others like Google Wallet.

The problem is that Apple strongly gives the impression of it being a solution that will only work with Apple devices. If that it true or not (it is most likely not) does not really matter - lots of stores do not want to be locked into a proprietary solution for payment.

Apple is effectively scaring away potential retail users by not being honest about the technology needed and what it can do. No-one will invest in terminals if they believe that Apple is the only one getting benefits from it.

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Credit Card swipe is no longer an option here in Australia - it's Chip & Pin or NFC only.

Yep, it's the same here in Europe.

Something that makes going to the US a bit more exciting that it should be - all cards where I live still have a magnet strip so you can swipe it, but since it is never used in my country and there are really no way to test it you do not know if the strip works as it should or have been damaged until you arrive abroad

 

[ny3ranger]

Any store not accepting apple pay is not getting my business. Thats the way I am going to play this out.

[url=http://cdn.macrumors.com/im/macrumorsthreadlogodarkd.png]Image[/url]


Though Apple is launching Apple Pay with a number of high-profile retail partners including Macy's, Disney, Whole Foods, Sephora, Walgreens, and Staples, among others, there's a long list of retailers who have decided not to offer Apple Pay in their stores.

Walmart and Best Buy, for example, have been two high-profile companies that have vocally opted out, and The Daily Dot has compiled a list of several other retail outlets that have no current plans to support Apple Pay. Clothing store H&M said that it has no plans to accept Apple Pay at this time, as did high-end retailer Coach.

Image​

A Bed, Bath & Beyond spokesperson said the company was "unable to participate," while a spokesperson for retailer Belk also said "we don't have the capability to accept Apple Pay right now," suggesting the store has not adopted payment systems with NFC capabilities.

Sears, Kmart, and Publix have also said they won't be accepting Apple Pay, as has gas company BP, though BP stations may be able to accept Apple Pay in 2016.Some fast food restaurants aren't on board yet either, including Pizza Hut and Chipotle, while others, like KFC, are "looking into the prospect of accepting Apple Pay" but have no timetable for support.

It's important to note that even if a retailer does not explicitly state that it offers support for Apple Pay, the Apple Pay payments system will work in any retail store that allows contactless payments via NFC. Many modern point-of-sale (PoS) systems come with NFC capabilities, and Apple is counting on regulatory changes that will require merchants to update their payment hardware over the course of the next year.

As of October 2015, merchants that do not offer support for EMV credit cards (cards that contain integrated circuits to prevent fraud) will assume responsibility for any fraudulent transactions that take place. Normally, banks assume liability, so it is in the best interest of retailers to deploy these new payment processing systems. EMV cards, or chip cards, are already used in many other countries around the world.

Though many merchants will be upgrading to new payment systems, many of which offer NFC, these upgrades take time and it may be several months before retailers decide whether or not to adopt NFC to allow them to process payments through Apple Pay.

The list of merchants not on board with Apple Pay is considerable, but contactless payments are growing in popularity and with the help of Apple Pay, the adoption of NFC systems may accelerate even faster. According to Apple, more than 220,000 retail stores across the United States will be able to accept Apple Pay.

Apple Pay is expected to roll out in October as an update to iOS 8. iOS 8.1, with hidden Apple Pay settings, has already been seeded to developers for testing.

Article Link: Many Retailers Hesitant About Offering Support for Apple Pay

 

[SirCheese]

McDonald's owns Chipotle. How can Chipotle not be on board?

CHIPOTLE FACT
CHIPOTLE HISTORY
There is a popular misconception that Chipotle restaurants are owned by McDonalds. While they were once an investor in our company, they divested in 2006 and our company went public on the New York Stock Exchange that year.
Source: Chipotle

http://www.chipotle.com/en-us/fwi/fwi_facts/fwi_facts.aspx

 

[jadams88]

No offence intended, but is America that far behind?

In Aus I don't think I would have seen a terminal that doesn't support NFC for 2 years. We can't even sign anymore, its either Pin or NFC.

 

[perrycollective]

LOL @ Bed, Bath, & Beyond

I've had to cancel my card twice due to purchases made at BB&B. I'm going to primarily shop at stores that take Apple Pay - you don't want my money? Fine.

 

[Southern Dad]

While I know there are those that will doubt this but a few months after Apple Pay rolls out, I'm not going to avoid shopping at places that don't take it, if at all possible. Over time, I've done this with places that don't take plastic. I haven't carried cash in years.

The reason that I'm happy with the concept of Apple Pay is that I want to quit carrying a billfold or wallet. I will reduce to a simple ID folder. Leave all the plastic at home in the safe.

Many will say that it isn't going to happen but it will. I only buy my gas from stations that have pay at the pump, how many do the same? How many people can remember the last time they made a transaction with cash?

 

[Ramchi]

GTAT scare may be?

You end up feeding monster and you go bankrupt! Apple supplier policies may work wonder under controlled communist regimes but not so sure about doing the same under open democratic set up!

 

[JeffyTheQuik]

gonna be useless if ur phone dies LOL

Cards are useless if you leave your wallet at home, or if your kids use a magnet on them.

There is a critical flaw in every technology.

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or am I just being a 'jerk'?

Did you see what I did there?

I see what you did there. It's good to have a physics joke here every now and then.

Well done!

 

[dannyyankou]

I can see that people still have the misconception that NFC payments and Apple Pay are 2 different things.