I am willing to wager that the value proposition for owning a Mac remains the same today as it did many years ago, when I chose to go all-in on the Apple ecosystem. While you pay more upfront, my experience is that it more than pays for itself in the form of fewer problems and great productivity overall.
For one, there's macOS, and it seems that people continue to expect that the underlying software ought to ship for free. You are getting a ton of functionality right out of the box, such as screenshot (why does windows continue to make this a separate app?), iMovie, QuickTime, FaceTime, preview, the iWork's apps, plus Apple's own stock apps (calendar, notes, safari, maps, mail, photos). There's also the Mac-only apps such as Final Cut Pro.
Then if you have an iPhone, there's additional synergy between the two, such as airdrop, continuity and iCloud.
Lastly, how many windows laptops do you know even ship with more than 1 or 2 USB-C ports?
Sure, these are more intangible benefits and it's hard to assign a numerical value or score to them the same way I can with hardware specs such as ram or processor speeds, but that doesn't mean they don't matter to the end user. That's the problem with all these comparisons. There is too much focus on specs and not enough on the user experience.
The problem is that we used to have both - performance and "fit & finish". Now we just have overpriced, thin computers that may be pretty, but can't actually do very much. Apple has been dumbing down OSX since 10.7. The less said about thermally throttled systems, the better.
Apple's flagship desktop computer was obsolete on the day it was released. $1200 worth of parts in a $4700 enclosure, and a consumer grade computer at 1/3 the price will out perform it.
The people that focus on specs are people that need performance - they actually do stuff with their computers. The people that don't, well they are perfectly happy to pay top dollar for potato performance.
As far as the "apps" you list are fine for folks that don't actually do anything with their computers - their major feature is that they are native to OSX - and that is about it.
The price performance ratio has gone out the window. Entire fields have abandoned the Mac, and they certainly won't be coming to ARM.