DoofenshmirtzEI
macrumors 6502a
Because with my phone, I can pay one-handed. It's always right there in my front pocket, all I have to do is fish it out and bloop. Very much looking forward to it.
New commercial is asinine.
- Thread starter venomgt95
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Because with my phone, I can pay one-handed. It's always right there in my front pocket, all I have to do is fish it out and bloop. Very much looking forward to it.
DustinDev47
macrumors 6502
You only need one hand for a card, too. The tricky part is getting to your wallet.
se1000
macrumors 6502
That is true. You know what else I found out a few weeks ago, the IR blaster on the S6 can also transmit bar code information to the bar code readers that don't scan backlit screens. Never knew. I still don't use that particular feature.
Anyone who's interested in reading about real-world experience using Samsung Pay should check it out here: https://www.reddit.com/r/GalaxyS6/comments/3lu5yp/my_samsung_pay_experience_part_2/
In a nutshell, the poster says Samsung Pay (via MST) works on EMV-only terminals, eliminating the idea that MST will be defunct in the future.
Both Apple Pay and Samsung Pay use tokenization, so security should be on par with one another. Honestly, you're getting the best of both worlds (NFC and MST), and although the commercial could have made its message a little clearer, I'm excited to see how this transforms mobile payments in the future.
In a nutshell, the poster says Samsung Pay (via MST) works on EMV-only terminals, eliminating the idea that MST will be defunct in the future.
Both Apple Pay and Samsung Pay use tokenization, so security should be on par with one another. Honestly, you're getting the best of both worlds (NFC and MST), and although the commercial could have made its message a little clearer, I'm excited to see how this transforms mobile payments in the future.
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wchigo
macrumors 6502
That is certainly true, with some caveats. I haven't lived in Canada for over 4 years now, but I'd imagine what I was aware of back then still holds true now...Read my previous post above.
Chip and PIN terminals have been in use in Canada for years (and according to Wikipedia, VISA/MC implemented domestic transaction liability shift on 31 March 2011), but all terminals still support magnetic swipes. So, no, they won't be gone within a year or 2 in the US, or anywhere else for that matter.
And NO, not all PIN terminals support NFC; and even if their terminals support NFC, some stores actually disable it.
Working in one of the biggest retail chains in Canada back then, we certainly had the swiping credit card machines but we eventually upgraded to the PIN system I think at least 6 years ago. Cards that had a chip must be used in the PIN slot and actually would not work when swiped; I'm not sure how exactly but I suppose it might have been something put in place to protect the company, since as previously mentioned any cases of fraud involving a card with a chip but put through with the magnetic stripe would be our responsibility and the bank would not be liable.
We had plenty of people who didn't even know their card had a chip and even more who didn't know there was a PIN attached and insisted that they never used the chip and wanted us to swipe the card anyways. We explained to the guest that it wouldn't work but they would never believe us until we swiped the card in front of their eyes and the transaction was declined. Of course, we did still accept cards without chips and we got the Mastercard Paypass system at the same time our system was updated with the PIN slot.
This is just one example though, and I'm sure there are many places that will probably take your chip card and swipe it anyways.
I've never liked attack ads (like those used in politics) or any kind of promotion that puts down someone else in an attempt to make yourself look better. I actually really didn't like the Mac/PC ads back in the day; I used both and saw merit in both camps and honestly it felt unnecessary and kind of lazy. I'm glad Apple moved away from those (though that was probably due in no small part to them becoming the juggernaut that they are now so they don't feel the need to acknowledge the existence of anyone else) and I'm hoping one day Samsung will too. However, I doubt they will as long as Apple remains top dog.For people getting upset over these ads, just watch some old I'm an PC, I'm a Mac ads by apple.... Samsung is just copying apple
It's just an ad... Meh...
gixxerfool
macrumors 65816
I have to agree with others here. A very cool piece of tech coupled with bad marketing. I would have never figured out that this worked with magnetic strip readers based on the commercial alone. There were plenty of ways for Samsung to put that in there and leave the rest the same. Captions and voice overs go a long way. Although I'm not so desperate for a bag of chips I put it on my card.
Italianblend
macrumors 68000
Do you expect Samsung to say Apple pay is good?
chriscrowlee
macrumors 65816
My assumption would be that it generates a new number... just like when you use a virtual credit card number online. Otherwise it'd open a can of security worms if someone behind you online was skimming for card numbers.
venividivigor
macrumors 6502
Samsung "It's not a phone, it's a galaxy"
Apple "If it's not an iPhone, it's not an iPhone"
Samsung's copying Apple so much it's ****ing annoying
Apple "If it's not an iPhone, it's not an iPhone"
Samsung's copying Apple so much it's ****ing annoying
garirry
macrumors 68000
IMO, the reason I accept the Mac VS PC ads is because they are still not just plain attacking Windows. They express the cons of Windows in a humorous way, while being not necessarily always correct, some of them were accurate and use sarcasm and stuff to not look absolutely evil. That's not the case with Samsung's ads. They literally attack and insult every company around them to praise them. Unless you're some kind of "political sadist", you will not enjoy their ads and if you use any of the products mentioned, you will feel insulted.
oneMadRssn
macrumors 603
I don't worry too much about credit card security. That's for the credit card companies to worry about. If my card is stolen and there are fraudulent charges, the credit card companies take care of those without much issue to me. Debit cards are another story, which is why it is foolish to use those anyway, so I don't.
From what I understand, the 2-4% fee that credit campaniles charge for each transaction is pretty much to cover fraud. Something like 90% of all fees to go covering fraud, with only 10% going to profits and operating expenses. Thus, the credit card companies have a HUGE incentive to fight fraud on their own. Every dollar of fraud they prevent is a dollar in their pocket.
As a consumer and user of credit cards, I don't feel any incentive to care. If my credit card is stolen, whatever, AmEx overnights me another one and takes the bad charges off without issue.
Surf Donkey
Suspended
Apple took a jab at Samsung. They are giving it back. Samsung marketing is lame compared to apple, but really, why do you care? No reason to take it personally.
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venomgt95
macrumors 6502
The only thing that annoyed me about the commercial is that Samsung is basically trying to say that we don't know how to use our own freaking phones. Like that guy said a few pages back, the user had his hands nowhere near the home button.
Surf Donkey
Suspended
But what is the point of hitting a button if the terminal can't accept Apple Pay? It is obviously a card swipe only terminal with no NFC. Do you go holding the button of your phone over terminals with no NFC? They pulled out the phone to pay, and the clerk said no, it is card swipe only. Pretty simple. I think you guys are being overly sensitive they are trying to make Apple users look dumb (and I guess rightfully so based on history).
I do agree the commercial is terrible for showing the differences yes between Apple and Samsung pay technology. But I also think this is just a "preview" commercial. The service isn't even live yet. I assume they will have a longer commercial to explain the service a bit better when it is live.
Number-Six
macrumors 6502
Riiight, surely there was no iOS hate when the iPhone didn't even have an App Store
</sarcasm>And yes, I know it wasn't called iOS back then. But it was still hated on.
venomgt95
macrumors 6502
It makes sense after reading your guys' responses.
venomgt95
macrumors 6502
Like i said, the only thing that bugged me was the fact that they were making iPhone users look dumb.
mi7chy
Suspended
I see it differently. The ads are informing users that iPhones don't work with the majority of existing MST terminals so they avoid looking dumb by not trying. I hope you don't feel that way going to school and learning.
venomgt95
macrumors 6502
True
Didn't feel any of that from the ads at all. If it wasn't for this thread discussing it all and explaining it all I wouldn't have even realized there were differences. Now take an average consumer who definitely won't have a clue. The ads (well the one particular one behind discussed here) just don't do what they are supposedly supposed to do.
mi7chy
Suspended
Effective ads are generally short and to the point. These clearly accomplished the mission because people saw, it lit up a light bulb, they discuss and learn something new. If they were any longer like a tutorial or explanation they would've failed as ads.
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garirry
macrumors 68000
The whole American ad industry relies on talking, sarcasm, and exaggeration. Have you seen ads in let's say Israel or Japan? They are very short, to the point, make sense, and unlike our ads, they are actually interesting to watch and we can understand them very well. This ad is another one of those silly american ads that you don't understand because it doesn't tell me anything important and just shows me someone paying using their phone, not telling me the difference between the Sammy and the iPhone.
That's the thing, if I saw the ad somewhere I wouldn't have gotten the point and nothing would have prompted me to look anything up. It would have came off as just another ad making fun of Apple users and nothing more (nothing about Samsung Pay working differently would have come off from it).
