New commercial is asinine.

[MH01]

The problem with these new Samsung adds is that they're plain aggressive. They showed the iPhone being broken, dysfunctional, poorly made, etc. while Samsung is triumphing over it, even though most of it is exaggerated. Also, I hate how both Apple and Sammy portray paying using a card to be a pain and failing constantly. It's not, it takes 10 seconds to take the card out of my wallet/pocket, insert it in the terminal, and enter my PIN. ****ing modern US propaganda.

I'm referring to the get a Mac campaign by apple that ran for over 3 years and was around 50ish ads.

To quote you , "They showed the pc being broken, dysfunctional, poorly made, etc. while Apple is triumphing over it, even though most of it is exaggerated.

I actually think someone at Samsung watched these ads and decided to replicate apples approach which was to poke fun at the competition in an amusing manner. The get a Mac ads were very successful, though so so wrong most of the time, but the message got through ...

Our turn to cope it now. What comes around goes around. It's just a silly ad, ignore it.

 

[mgmusicman94]

Are people ignoring the fact that in a few weeks, most retailers in the US won't accept magnetic stipe payment anymore?

 

[garirry]

Are people ignoring the fact that in a few weeks, most retailers in the US won't accept magnetic stipe payment anymore?

That won't be happening any time soon. Credit cards existed for 20+ years yet many stores still accept cash... because not every time the latest new tech is the most useful. Also, paying through your phone has existed for barely a year.

 

[mgmusicman94]

That won't be happening any time soon. Credit cards existed for 20+ years yet many stores still accept cash... because not every time the latest new tech is the most useful. Also, paying through your phone has existed for barely a year.

That's not what I'm talking about. Any retailer accepting magnetic stripe payment after Oct. 1, 2015 is liable for any fraud on those transactions. Card companies are sending out cards with EMV (chip & pin/signature) chips to replace the magnetic stripe. I'm not saying NFC is taking over card payment, EMV is.

Edit: I'm speaking specifically about the US.

 

[TheMacApple]

Are people ignoring the fact that in a few weeks, most retailers in the US won't accept magnetic stipe payment anymore?

I still need cash for a small restaurant in my town...no card accepted, ever

 

[garirry]

That's not what I'm talking about. Any retailer accepting magnetic stripe payment after Oct. 1, 2015 is liable for any fraud on those transactions. Card companies are sending out cards with EMV (chip & pin/signature) chips to replace the magnetic stripe. I'm not saying NFC is taking over card payment, EMV is.

Edit: I'm speaking specifically about the US.

Oh, so that's what you're talking about. In that case, it's no big deal. Chip seems to be way more secure and reliable than magnetic swipes, so I don't mind.

 

[C DM]

I'm referring to the get a Mac campaign by apple that ran for over 3 years and was around 50ish ads.

To quote you , "They showed the pc being broken, dysfunctional, poorly made, etc. while Apple is triumphing over it, even though most of it is exaggerated.

I actually think someone at Samsung watched these ads and decided to replicate apples approach which was to poke fun at the competition in an amusing manner. The get a Mac ads were very successful, though so so wrong most of the time, but the message got through ...

Our turn to cope it now. What comes around goes around. It's just a silly ad, ignore it.

So basically still not being original and copying Apple even in marketing in an effort to try to show originality?

 

[mgmusicman94]

Oh, so that's what you're talking about. In that case, it's no big deal. Chip seems to be way more secure and reliable than magnetic swipes, so I don't mind.

My entire point is that while its cool that the samsung phone works with magnetic stripe, that feature will be obsolete in a few weeks. Samsung Pay and Apple Pay will be effectively equals in the US.

 

[jurydeva]

Thanks Surf Donkey. Really seems like a good solution that ensures they get a lot of penetration. It's a shame Apple didn't move forward with that technology first.

Steve Jobs is rolling in his grave right now. I'm sure he would have thought of this, if not more, if he were alive. And Apple is clearly NOT nabbing innovators to come up with actually unique ideas.

Samsung is doing it right. Wireless charging, and now this? Sure, they may be a little more glitchy, but at least they have solid, genuinely unique ideas. *Sigh*.

 

[teabonesteak]

...major chains will all take NFC in the next say 5 years give or take....

5 years worth of revenue is a lot of money.

 

[DoofenshmirtzEI]

So basically still not being original and copying Apple even in marketing I an effort to try to show originality?

Well, it's not like Apple invented that sort of ad. But yeah, I've done a spit take looking at some of the stuff that Samsung comes out with pretending it isn't a straight up copy of Apple.

 

[MH01]

So basically still not being original and copying Apple even in marketing I an effort to try to show originality?

Exactly. Though people need to understand that apple resorted to these ads in the past, and what Samsung are attempting to copy in my opinion. It's blatant to me

 

[garirry]

Steve Jobs is rolling in his grave right now. I'm sure he would have thought of this, if not more, if he were alive. And Apple is clearly NOT nabbing innovators to come up with actually unique ideas.

I agree. As I've explained in another thread, I feel like Tim Cook is doing a poor job as Apple's CEO. He's interested in making rap and pop available to the public more than actually creating anything or fixing bugs. Heck, even I would do a better job than him even though I have little education.

 

[Zwhaler]

You're right. They bought LoopPay which developed the technology, and it is pretty cool.

https://www.looppay.com/faqs/

That said, NFC is clearly the future and this MST (Magnetic Secure Transmission) technology is just a stopgap measure that allows new phones to work with old payment terminals. The description above even sounds archaic, right? The phone generates a magnetic field to fake-out an older magnetic credit card reader into thinking a card is being swiped.

There are also some limitations to MST - any terminal that requires a physical trigger to activate the magnetic reader won't work with MST. Gas stations are the most common, and many older credit card swiping terminals.

So, LoopPay is pretty cool, and it was definitely a good move by Samsung to buy it. But in the long run, it won't make a difference.

These are good points, however one would expect Samsung to also implement whatever cutting edge developments come later (as it already has NFC) so as a consumer this is orders of magnitude more appealing and likely to get used frequently, therefore being more convenient.

 

[Nikos]

Using your phone to pay for things is so last year. I use my Apple Watch now.

 

[ceiph]

Yeah, those who don't see the superiority of SamsungPay on a SGS6 clearly don't understand how their technology works, or are in denial. Samsung built in a magnetic transmitter in the SGS6, so it transmits the same signal your card transmits when you swipe. So what percentage of merchants in the US will take Apple Pay? 10, 20, maybe 30% max? What percentage will take Samsung Pay? 100%. Anyone with a magnetic strip reader takes it.

If you don't see that as an advantage over Apple Pay, you're in denial of reality. I love my iPhone, and I love Apple Pay, but 20% vs 100% of merchants is a no brainer.

Serious question. Does this system generate a new card number every time or is it your cards magnetic strip. I'm not sure about you but Apple pays selling point to me is how it delivers an unique number every time so target doesn't get my bank info and can be hacked again. I like them getting just enough information for the single transaction I'm doing

 

[Zune55]

this

Samsung so immature

 

[Zune55]

We all know about Samsung and their childish jabs at Apple and their products. Just a few minutes ago, I watched their latest commercial for Samsung Pay. It shows a bunch of people doing exactly what you do with Apple Pay, and about several transactions in, it shows an iPhone user trying to make a purchase, but they just hold and wave the iPhone over the thing. After viewing, I was just like "really?"

I agree it's childish

 

[Gathomblipoob]

I agree it's childish

All those jabs at Apple over the years really boosted their bottom line, didn't it?

 

[sterl320]

Apple Pay, Android Pay, Samsung Pay what's next? Obviously something Pay.

Stolen card information.

 

[hutrebug]

We all know about Samsung and their childish jabs at Apple and their products. Just a few minutes ago, I watched their latest commercial for Samsung Pay. It shows a bunch of people doing exactly what you do with Apple Pay, and about several transactions in, it shows an iPhone user trying to make a purchase, but they just hold and wave the iPhone over the thing. After viewing, I was just like "really?"

You should have seen the negative attack ads made by Microsoft against Google and Apple over the years. Everything from Hotmail (Outlook) to Xbox to Office to Lumia phones to Internet Explorer to Bing to Cortana.

What Samsung had done is child's play.


Here's an example:

 

[tick.tock]

So, LoopPay is pretty cool, and it was definitely a good move by Samsung to buy it. But in the long run, it won't make a difference.

This is terrifying to me, though, as a consumer. The entire purpose of Apple Pay was to enable one-time-use token-based transactions to drastically improve security. LoopPay takes the standard (insecure) mag-stripe method and makes it an order of magnitude more insecure - the exact *wrong* direction. You are, quite literally, broadcasting the contents of your magnetic stripe to anyone with a suitably sensitive antenna. Just crazy.

 

[tick.tock]

To me the only thing more secure than Apple Pay is cash, which in the words of the late Yogi Berra is just as good as money.

While I agree with your other points, I disagree with this. Cash is the least secure type of payment. Cash can be lost, dropped, stolen, misplaced, burned, destroyed, etc. It is very insecure - in fact, it has no security. The only advantage to cash is that the maximum exposure is limited to the amount of physical money in your possession.

Short of the banking system being defrauded, Apple Pay in combination with a credit card provides a buffer layer between the world and my cash, and even if my phone is stolen, lost, or destroyed, or the signal intercepted, there is nothing anyone can do with my money. Even if someone did use my card, the issuer is there to reverse the charges so I am not on the hook.

 

[lordofthereef]

That's not what I'm talking about. Any retailer accepting magnetic stripe payment after Oct. 1, 2015 is liable for any fraud on those transactions. Card companies are sending out cards with EMV (chip & pin/signature) chips to replace the magnetic stripe. I'm not saying NFC is taking over card payment, EMV is.

Edit: I'm speaking specifically about the US.

You can bet that most retailers will be easing into this and more than willing to eat the cost of what amounts to be a very small percentage of their total for a while. Have you seen signs or anything stating "we will stop taking swiped cards as of this date"? They don't want to scare customers who have been using the same damn thing for almost as long as they've been alive.

You're not wrong in that change I happening. But your 4 month complete adoption window is certainly it off. Retailers have more to lose in lost sales because consumers are stupid. I hardly even see people using the chip systems despite having the chip cards and the proper hardware to process payments. Don't even get me started on how few
People use NFC payments on their fancy new
Smartphones.

 

[lordofthereef]

While I agree with your other points, I disagree with this. Cash is the least secure type of payment. Cash can be lost, dropped, stolen, misplaced, burned, destroyed, etc. It is very insecure - in fact, it has no security. The only advantage to cash is that the maximum exposure is limited to the amount of physical money in your possession.

Short of the banking system being defrauded, Apple Pay in combination with a credit card provides a buffer layer between the world and my cash, and even if my phone is stolen, lost, or destroyed, or the signal intercepted, there is nothing anyone can do with my money. Even if someone did use my card, the issuer is there to reverse the charges so I am not on the hook.

I think security here implies nothing beyond simply traceability. When you make a transaction with cash nobody had a chance to take more than what you just paid by stealing your personal information. We are talking identity theft, bank account theft, etc. that's the big picture here. Not losing a couple hundred or even thousand bucks n