Yes I know you would feel much better paying separately for your cable and buds.
I wonder if you would be the first in line to complain if you had to.
Audio is a subjective thing, one of the main reasons for tone controls.
Don't let Apple or Giz-dodo tell you what to like or hate.
Check it out for yourself.
If you are happy with it, well job one is done.
Im a bit of an Audiophile, and kinda have a hate hate relationship with the Apple buds and Monster stuff. Only cause for what you pay, you can do so so much better.
Though, yeah you are right, its a personal subjective thing. One persons trash is another persons treasure and vice versa.