well ive never dropped any of my iPhones so it doesnt really concern me.
the looks of phone is down to opinion, and in my opinion most of them yes, are ugly.
Ever heard of accidents? That has nothing to do with caring for your phone. It is purely 'accidental'. The phone may slip out of your hand (the metal band, unlike the rubberized finish of some Android phones is slippery), you may fumble when taking your phone out of your pocket, etc. An Android phone would likely survive the fall with nary a scratch. An iP4 on the other hand may or may not crack (the back glass seems particularly susceptible).
Ehh, not that you'll care. Apple fanbois will be fanbois.