Correct. Just got back from a holiday in Hawaii. Had to sign for every single visa transaction. Not one chip card reader, let alone NFC. The U.S. appears to be pretty backward, but perhaps Apple can drag them into the future? Time will tell. There are some very strange people in the states. They have whole communities dedicated to how modern payment methods bear the mark of the antichrist, while other wackos still talk about the gold standard. Not sure these people can be helped by anything short of a psych ward.
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NFC-Based Mobile Payments Said to Be a 'Hallmark' Feature of iPhone 6
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Reading this makes it sound like Apple is almost becoming a worldwide bank!Exciting stuff to be honest
No, those iTunes accounts are funded by VISA/MC not Apple credit cards.
Not all the time. Used it about four or five times now. Useful for paying friends when you have no cash on you.Oh really, tell me how many payments you made with your blackberry. Im sure you use it all the time.
I am.
No. Just a password.
Because I use it.
The alarms don't go off for a barcode. They go off for security tags stuck to the item. You'd still need someone to remove them.
Interesting thought. Apple might have been sitting on their NFC payhment solution for years until this date was approaching.
Ok less of a bank and more of a PayPal... But the idea is still exciting. Apple could/ probably will make a lot of money from this.
If they did integrate it with iTunes and allow iTunes store credit to be used to make payments then I wonder whether offers like this (https://www.macrumors.com/2014/08/26/paypal-itunes-discount-uk/) would become a thing of the past. If not then I'd go crazier than I usually do in buying up credit when I see a good offer. Have £100 to spend in the pub for only a £75 outlay? Yes please!
Perhaps, but if it was available in the Europe and other parts of the world, it would have been foolish. Why not add it and be benefit to those who can take advantage.
That's a big "if" especially for buyers outside the States (like myself.)
Until I can leave the house without cash or cards and have the ability to shop with NFC at 95% of the places I'd pass by, it's not useful to me.
Now with Apple getting on board, NFC will take off like crazy.
I know other smartphones can do similar nfc but they're not apple. So nobody really care. Once Apple is onboard people will pay attention. That's the halo effect that only Apple can do.
I know other smartphones can do similar nfc but they're not apple. So nobody really care. Once Apple is onboard people will pay attention. That's the halo effect that only Apple can do.
Because Apple is an American company. I don't see them premiering a new feature and saying afterwards "this feature is available everywhere in the world, except the US".
Obviously they have been experimenting with NFC for a long time (remember the iPhone 4 prototype that supported NFC?).
Yeah, I know people say nfc terminals are prevalent outside of the US, but I wonder how much its used really.
I remember reading some article a while back in Forbes about how it was pretty much unused, but i can't remember if it was USA only.
That may be true, but I have a slightly different take. Apple like to take the time to do it right. I think they wanted to first implement TouchID, make sure it works, then open it up to third-party developers before implementing NFC payments.
I don't know about that. TouchID sure would make mobile payments a breeze, but there's not much wrong with your regular good old PIN either.
I really hope it's not based on RFID tags. Does anyone know?
The payment card industry has available a secure option but is unwilling to pay the price to implement it, so We the Consumers get to pay the cost of card fraud.
As much as I welcome a secure payment option, I hope it does not buy us more deeply into pervasive tracking.
The payment card industry has available a secure option but is unwilling to pay the price to implement it, so We the Consumers get to pay the cost of card fraud.
As much as I welcome a secure payment option, I hope it does not buy us more deeply into pervasive tracking.
Interesting to see if Apple wants to take a cut of every purchase made. If so they are going to make an even more ridiculous amount of money.
Also, in the UK people are using contactless all over now. Mainly for buying lunch / coffee, most large chains accept them and Barclays etc have and continue to issue smaller businesses with contactless terminals.
You can now use a contactless debit or credit card on buses and tubes in London instead of your Oyster card, in fact cash is no longer an option on the bus.
Also, in the UK people are using contactless all over now. Mainly for buying lunch / coffee, most large chains accept them and Barclays etc have and continue to issue smaller businesses with contactless terminals.
You can now use a contactless debit or credit card on buses and tubes in London instead of your Oyster card, in fact cash is no longer an option on the bus.
I use my NFC credit cards all the time too. but the bigger problems with tap-to-pay cards right now is that there is absolutely no authentication involved (this always makes me nervous) and the transaction cap (50$ in Canada). Touch id could solve the former issue but I was told in another thread that existing contactless EMV terminals (which are quite widespread outside US) would not be able to distinguish between regular NFC credit cards and NFC phones so a transaction cap can not be easily eliminated without merchants having to upgrade their equipment again. Ironically, this might not be that big of a problem in US which unlike the rest of the world still has not adopted chip-and-pin cards and will be making a transition to new equipment anyway.
I've been throwing around this idea for months now and now "analysts" are predicting it?
Hey, Nostradamus, this has been a prediction in every iPhone release for the past sever years.