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NFC-Based Mobile Payments Said to Be a 'Hallmark' Feature of iPhone 6
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My BB can do that...
This is one annoying comment again... Just like those comments regarding the new Mac Pro ("my supercharged PC can do that...")
What Apple is proposing is another way of doing things... Sure, many phones and certainly systems can do this! What is important is the integration of the potential NFC solution:
- The Apple ecosystem,
- The security they implemented,
- The adoption by the retail Industry and the banks and financial institutions
So yes, you BB can do it... The question is "how valid is their solution":
- Deployment?
- Adoption by users and industry
So instead of coming opn this forum and brag about a supposed BB solution, describe to us how it fares today and come back after the 9th if any NFC solution is proposed by Apple and how you can compare BB and Apple NFC implementation.
That would be some constructive posting...
This is one annoying comment again... Just like those comments regarding the new Mac Pro ("my supercharged PC can do that...")
What Apple is proposing is another way of doing things... Sure, many phones and certainly systems can do this! What is important is the integration of the potential NFC solution:
- The Apple ecosystem,
- The security they implemented,
- The adoption by the retail Industry and the banks and financial institutions
So yes, you BB can do it... The question is "how valid is their solution":
- Deployment?
- Adoption by users and industry
So instead of coming opn this forum and brag about a supposed BB solution, describe to us how it fares today and come back after the 9th if any NFC solution is proposed by Apple and how you can compare BB and Apple NFC implementation.
That would be some constructive posting...
Actually, NFC-capable POS terminals have been around for a long time. Both Visa and Mastercard have tried to push contactless card payments a few years ago (Paywave/Paypass), but it simply didn't catch on.
Personally, I don't see what I would gain by fiddling with my phone rather than just swiping a credit card. Credit cards (not debit cards) also offer the best fraud protection from a consumer perspective, since fraudulent charges can be easily disputed before any of your own money is actually withdrawn.
McDonald's and most fast food outlets in the UK have NFC terminals, I use them everytime I visit, haven't put a pin into a chip & pin machine in McDs in prob 2yrs now here
I doubt Apple will get laughed at. When they implement something they do it right and make it useful. Other companies add stuff it's just a spec checkmark on a pamphlet with no real world need. Once Apple shows how it should be done, then the other companies will adjust and try to do the same but it will require you to get a new phone to do so.
Bottom line, your Nexus S from 2010 is a paperweight and will remain so. Having the capability and it being useful are 2 different things entirely. TouchID anyone?
A 'Hallmark Feature' pwwaaahahahahahahaahahahahah. After the way Apple slated NFC before and the fans on here slated it (and no doubt will STILL do in this thread) hahahahahaha. Oh how the double standards tables turn in the world of Apple.
I do believe I stated on here before that Apple would use NFC. Great if this comes true as it means for once Apple has had to concede and not bully it's own standards onto everyone else.
I do believe I stated on here before that Apple would use NFC. Great if this comes true as it means for once Apple has had to concede and not bully it's own standards onto everyone else.
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It's common in almost every country that isn't called the US.
That's the thing though, being available as a payment method and actually being used is two different things.
I haven't a seen a gas station in the US WITHOUT nfc. I've also never seen one person use it ever.
I'd be interested to see how much actual usage it gets outside of the US.
In this case, it is less about the addition of the technology into the phone than it is the infrastructure and ubiquity.
If Apple is successful in creating an easy, convenient, and safe system that is widespread and used by millions every day, then they will have something that no one has been able to pull off yet.
Agreed, however I'd point out that TouchID has yet to made truly useful - it's as useful right now as NFC has been on my retired Nexus S.
Man...You get way too much joy out of people having different opinions.
Sidenote, this was not announced by apple nor are they the ones saying it's a hallmark feature. You gotta relax.
Given iPhone's notoriously BAD battery life, you'd best be carrying your credit cards.
Opinions are one thing, slamming a technology because APPLE say it's rubbish is quite another... Only for Apple to use said technology....
I think a lot of people don't get yet why this will be different from what they have known as NFC so far. This will probably be the biggest thing since the introduction of the first iPhone.
The way it's going to work if they really partner with Visa: You register your credit card with your iPhone, and then you leave the card at home. When you want to pay something with your phone, you touch your phone to the NFC reader at the checkout. The amount to be paid is displayed on your phone. Then you authorize the payment with your fingerprint. The iPhone then communicates with Visa to get a one-time token for exactly the requested payment, and the token is restricted to the store. That token is then passed to the cashier via the NFC reader, and the store uses the token to get the money from Visa.
Advantage: You never give your credit card or your credit card number to anyone else. Nobody can use the token you provided for their own purchases, because it is limited to a store, to a certain amount and it expires quickly. Think about it: Your credit cards don't belong in other people's hands, they don't belong in your wallets, they belong in a safe place at home. All that people need to pull money off your account is written on the credit card in plain text! Identitity theft is one of the biggest problems credit card owners face nowadays. This will kill identity theft. It will probably even kill the plastic credit card in the long run.
So no, this has nothing to do with NFC like you know it so far. It has nothing to do with NFC credit cards, because all they do is transfer your credit card number to the store via the NFC reader, so it's a slightly faster replacement for swiping, but that's all. NFC on phones so far has been a pointless vanity feature.
So it's a bit silly to say "I don't care about NFC", because this has nothing to do with how NFC is used now. NFC is just a tool, and Apple+Visa might have found the perfect use for that tool.
The way it's going to work if they really partner with Visa: You register your credit card with your iPhone, and then you leave the card at home. When you want to pay something with your phone, you touch your phone to the NFC reader at the checkout. The amount to be paid is displayed on your phone. Then you authorize the payment with your fingerprint. The iPhone then communicates with Visa to get a one-time token for exactly the requested payment, and the token is restricted to the store. That token is then passed to the cashier via the NFC reader, and the store uses the token to get the money from Visa.
Advantage: You never give your credit card or your credit card number to anyone else. Nobody can use the token you provided for their own purchases, because it is limited to a store, to a certain amount and it expires quickly. Think about it: Your credit cards don't belong in other people's hands, they don't belong in your wallets, they belong in a safe place at home. All that people need to pull money off your account is written on the credit card in plain text! Identitity theft is one of the biggest problems credit card owners face nowadays. This will kill identity theft. It will probably even kill the plastic credit card in the long run.
So no, this has nothing to do with NFC like you know it so far. It has nothing to do with NFC credit cards, because all they do is transfer your credit card number to the store via the NFC reader, so it's a slightly faster replacement for swiping, but that's all. NFC on phones so far has been a pointless vanity feature.
So it's a bit silly to say "I don't care about NFC", because this has nothing to do with how NFC is used now. NFC is just a tool, and Apple+Visa might have found the perfect use for that tool.
Opinions are one thing, slamming a technology because APPLE say it's rubbish is quite another... Only for Apple to use said technology....
Yes correct, and you'd be on the money if the people who slammed it are now praising it. They're not
Actually, I like the idea of a transaction cap with a tap-to-pay solution (specially if, like you said, there is no other authentication involved, which I personally think will be the case other then the Touch ID). I guess I could go with a NFC solution for small expenses but for bigger ones, I rather go with a chip and PIN.
Heck, I'm already worry to loose my phone just because it contain so much personal info (emails, photos, contacts etc). Now it would be like loosing my whole wallet!
Talk about not being able to read...
You have few smartphones with fingerprint readers and all of them suck compared with the iPhone. Then, you may have a phone that supports NFC, another phone for iBeacons, another phone that supports this, another phone that supports that...
But there is no other phone that can put every method, APIs, costumer support and a great supported ecosystem behind a perfectly functional touch ID like the iPhone.
Apple largely ignored Paypal's request. Samsung signed up with Paypal payments though. lol
Wow exaggeration much? Just like how the 5C sold "notoriously" BAD?
Um... I think you (and many others posting here) over-complicate NFC (or simply just don't know what it is).
NFC is more simple than using Bluetooth from a user point of view (which ironically is something that is still crippled to just headset/speaker use on the iPhone). But instead of 'pairing' devices together, you simply swipe them together. It's built into cash machines, shop tills, advertisments, many other phones and many other things. As it stands, it works just fine.
It is not something that Apple needs to regulate or show the rest of the industry how it is done or whatever. It is something that has been about for ages now. If Apple change it, guess what, it won't be NFC, because NFC has worked the same way for years.
The technology itself has been about since 2004, the first NFC phone, the Nokia 6131, was released in 2006 and Android has supported it natively since version 4.0. Apple is pretty much the last to jump on-board with this, but by the sounds of it, the US as a whole is pretty far behind with adopting it.
Yes correct, and you'd be on the money if the people who slammed it are now praising it. They're not
Once Apple 'attempt' to proclaim how NFC is the next biggest thing, I'll send you the quotes people post
So the iPhone 6 might cause NFC to start bothering you?
Like you buy an iPhone 6, sit down for a nice quiet dinner, and NFC calls you? Or NFC talks the whole time during a movie?
I'll rephrase it. NFC doesn't currently interest me. Happy?
Once Apple 'attempt' to proclaim how NFC is the next biggest thing, I'll send you the quotes people post
Awesome, and make sure you also include the posts of the same people when they said it was unnecessary. I'll be waiting, although I know I really shouldn't...
Think of all the money you will save by having time to re-think that purchase while your phone recharges.
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Think of all the money you will save by having time to re-think that purchase while your phone recharges.