So you are saying I can make a product available for use that does not tell me when I open it and use it that it watches what I do and I have to go find that one out by searching marketing materials and websites that provide this information? Why can't they disclose it up front - when I install the browser? Would you accept if Firefox came bundled with a configuration that accesses the Internet over a proxy some where without telling you about it upfront? I would not.
Malicious employee at the bank - have you ever worked at an IT department of a bank recently in the US? I have - and believe me, there is a lot of accountability there (Read up on SOX.) - few, known employees have access to the database where my bank account details are stored and the bank typically ensures that if there was fraud at there end they will refund any money stolen from your account as a result of identity theft, provided I have not been negligent.
Whoa - and I trust my bank with my money already - so I can trust them with few other things. Opera Employee - I have no reason to trust that person - it would be absurd if you were required to trust random people by no relation.
Do you even understand the privacy implications of this? Your post made Zero sense.