For me, PayPal isn't at the top of that list. But they're up there.
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PayPal Launching Contactless iPhone Payments in Germany to Compete With Apple Pay
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For me, PayPal isn't at the top of that list. But they're up there.
Jealous, wish I had the superpower of knowing every other person's motivations for their actions =). Choice is a good thing, but the reason some may worry is that PayPal by many may be considered less secure or privacy orientated and not desire to PayPal but worry that PayPal may stop offering Apple Pay support once this takes off. Hopefully if that happens you'll be first here in the comments to chastise them for removing freedom of choice =). The otherdown side is if PayPal ends up having hacks or data issues, people may then start trusting Apple Pay less since people may consider it the same.
macrumors wrote
quote
European users are able to choose a default app that is activated when an iPhone is near an NFC terminal or when the side button on the device is double pressed, so paying in stores with PayPal is as seamless as paying with Apple Pay.
endquote
are you sure that that is what you want to say?
ALL iPhone users have this functionality already just by setting the default payment and/or transit apps that access the apple wallet.
wouldn't whatever you are trying to say probably be closer to something like "PayPal wants the secure enclave to, by default, access a PayPal wallet".
the implication likely being that PayPal will provide a wallet accessible with a smaller fee (to payment merchants), giving apple pay competition.
and, that megabanks will likely make their own secure-enclave-accessible-wallets. quite fracturing the system.
quote
European users are able to choose a default app that is activated when an iPhone is near an NFC terminal or when the side button on the device is double pressed, so paying in stores with PayPal is as seamless as paying with Apple Pay.
endquote
are you sure that that is what you want to say?
ALL iPhone users have this functionality already just by setting the default payment and/or transit apps that access the apple wallet.
wouldn't whatever you are trying to say probably be closer to something like "PayPal wants the secure enclave to, by default, access a PayPal wallet".
the implication likely being that PayPal will provide a wallet accessible with a smaller fee (to payment merchants), giving apple pay competition.
and, that megabanks will likely make their own secure-enclave-accessible-wallets. quite fracturing the system.
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Pretty popular at restaurants here in Germany because they love to receive the money as "friends or family" and avoid paying taxes
Funding can be from a bank account, a credit or debit card, or a PayPal balance from money you receive.
A cut of each transaction
Apple Pay Details: Apple Gets 0.15% Cut of Purchases, Higher Rates for Bluetooth Payments
Apple's ambitious new mobile payment initiative, Apple Pay, was announced on Tuesday during the company's iPhone event. Many questions still...
www.macrumors.com
Personally, I would like to see a barrage of Will Ferrell doing PayPal tap-to-pay commercials in German instead of English. Especially the singing.
I don’t use my iPhone for any payments because I refuse to give Apple any more of my money but I’m happy we are finally getting some choice.
One benefit would be that it is platform neutral, unlike Apple Pay. If you decide to switch to android, everything is already set up for you.
Don't you Americans see this coming? The obstacle was Apple's closed NFC payment system, but the EU forced them to open it up. They're already working on Wero Wallet, a European payment system with direct NFC payments from bank accounts, bypassing the fees of US-controlled cards (American Express, VISA, or Mastercard) and without European transactions going through US servers.
Yeah IDK why Apple chose to go to the route of asking companies to integrate with Apple Pay. They could’ve launched their own payment network like Alipay and take everything and no one can complain
I don’t agree with this ‘you spend money designing and building it and make it open so every business can profit from it’ approach. Is the EU paying for the R&D, or are they stifling competition by forcing businesses to spend money to support other companies?
Perhaps the intent of the question was whether the direct transaction was facilitated, or whether you had to load money up into PayPal first.
It's odd that anyone would make a statement like that and not offer an explanation.
I use PayPal and never had a problem.
The essential facilities doctrine is a major part of antitrust law. It broke up AT&T and nearly did the same to Microsoft.
Essential facilities doctrine - Wikipedia
Historically, the EU had NFC-based payment systems before the US. Europe may not be at the forefront of most technological breakthroughs like software, but they have been ahead of the US for commerce for decades. Why? Greed, mostly.
Quite a few people completely missing the point of this article.
The point is not whether or not you like Paypal.
The point is that Apple was clearly stifling competition. The moment the anti-trust measures were applied, real competition is immediately appearing.
Now we need to apply the same for Apple and the Play Store worldwide.
The point is not whether or not you like Paypal.
The point is that Apple was clearly stifling competition. The moment the anti-trust measures were applied, real competition is immediately appearing.
Now we need to apply the same for Apple and the Play Store worldwide.
Pretty stupid. PayPal owns Venmo, and my Venmo card is already in Apple Wallet, so it can work with ApplePay already. I'm sure if I had a PayPal card, it would work in ApplePay as well.
PayPal today announced that it is planning to debut contactless payments in Germany, allowing German iPhone users to make tap-to-pay purchases in stores using their PayPal accounts.
Article Link: PayPal Launching Contactless iPhone Payments in Germany to Compete With Apple Pay
PayPal is already able to work with NFC and Apple Pay, so it's pretty dumb for them to try to re-invent the wheel and make people re-program their double-click side button just to make a payment that they could do already with their existing iPhone setup.
It isn’t any different to the FRAND principles.
There’s a point where a proprietary platform or technology becomes so major/universal, that it doesn’t make sense for there to be one company being the ‘gatekeeper’.
Microsoft Windows went through exactly the same thing. It has already happened previously.
PayPal already works inside the Apple Wallet app, as does PayPal subsidiary Venmo, (and CapitalOne and TDBank and American Express) so no one is "forced to only be able to use Apple." PayPal had to create Venmo because no one for the past 10 years has used PayPal except when forced to by a particular online merchant.
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Precisely. I've had an iPhone since 2009 and don't recall being able to pay with NFC until Apple Pay came out. If PayPal wants to claim prior art, they need to re-examine their history.
I’ve been using PayPal for years. The complainers on here don’t understand the benefits they bring. Apple Pay is accepted most places at physical stores, not so much when dealing with online merchants. PayPal is an easy way to pay online and it stores different payment methods as well as your shipping address. I would say online, the internet PayPal has more integration than Apple Pay
Haha, as we're discussing PayPal you raise a very good point. PayPal's Venmo won't allow you to put money INTO your Venmo account from a bank account unless you get a Venmo debit card. (They don't want your money sitting around earning THEM interest.) But where does the Venmo debit card get its funds? From the Venmo account, of course; where else could it come from? So, why would you need a Venmo debit card in order to put money INTO your Venmo account? PayPal/Venmo folks are not the brightest bulbs in the financial world; their own support department is unable to explain this bizarre requirement.