The token thing is good (I don't want to go through biometric auth every time I purchase a transportation ticket, for example), the problem is zero user validation. Approving a token should mean I forfeit bio auth, and not a free pass to charge whatever they like. A simple approval request 1-2 days before the charge should work just fine, and eliminate the scams with fine print subscription charges, or deliberately laborious cancellation processes.Most EU iphone users won't use ever side loading or alternative app stores. Most phone has some bank application installed. Who want to compromise such phones with some crap app from alternative stores?
EU credit card usage (theoretically) is safer than the rest of the word.
2nd factor (biometric) authentication is "mandatory".
The problem is how to authenticate a subscription charge, when apple happy to charge you at 3am? You won't wake up to authenticate. To solve this apple request a "token" from the bank when you register your card, you authenticate the token (it appears as a 0$ charge). This token is valid till card expiration, and there is no need biometric authentication for subsequent transactions. I think this token thing is bad, and should be eliminated by the law.
Except that as everyone is noting in thread, this has nothing to do with Apple PayAs a Hungarian Apple Pay user, this is very concerning.
Yup this is one of the weirdest stuff around I hope after todays failure they’ll fix it and make it at least once a week/month refresh token thing I don’t want my card token to be valid for 6 yearsMost EU iphone users won't use ever side loading or alternative app stores. Most phone has some bank application installed. Who want to compromise such phones with some crap app from alternative stores?
EU credit card usage (theoretically) is safer than the rest of the word.
2nd factor (biometric) authentication is "mandatory".
The problem is how to authenticate a subscription charge, when apple happy to charge you at 3am? You won't wake up to authenticate. To solve this apple request a "token" from the bank when you register your card, you authenticate the token (it appears as a 0$ charge). This token is valid till card expiration, and there is no need biometric authentication for subsequent transactions. I think this token thing is bad, and should be eliminated by the law.
I simply don't do that! Sorry Apple, no subscription ripoff from me.How do you then pay for the apps and subscriptions, if any?
Do you want to blame the EU for every problem now?European side loading at its best. Thanks Eurocrats.
I simply don't do that! Sorry Apple, no subscription ripoff from me.
The only payed for subscription i normally use on the phone is Office 365 from Microsoft, payed for by my employer.
Of course i use drive, photos and backup in iCloud. No credit card needed for that?So no iCloud Drive, iCloud Photo Library or iCloud backup either, I guess? Doable, but not very convenient, IMHO.
Of course i use drive, photos and backup in iCloud. No credit card needed for that?![]()
I subscribed years ago, it is listed in icloud under subscriptions, so it was an in-app purchase (same as amazon prime)What is your registered payment method on Netflix (in-app purchase or direct debit/credit card)? Because Netflix did not support Apple Pay.
Ultimately, the black eye falls on Apple, as it should. But it is possible that the errors started on the back end, which is managed by Goldman Sachs.
Interesting. It's not in the Apple transaction log? Is it possible for someone to spoof a transaction logo/name, similar to how emails can appear to come from Amazon or Citibank?Just had this happen to me with my Revolut card associated with Apple Pay. Multiple payments of 25 euros went through before Revolut blocked transaction. I am from Lithuania. No transactions shows up in apple transactions history.
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Just had this happen to me with my Revolut card associated with Apple Pay. Multiple payments of 25 euros went through before Revolut blocked transaction. I am from Lithuania. No transactions shows up in apple transactions history.
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Gotta pay for that fine somehow...
j/k
Interesting. It's not in the Apple transaction log? Is it possible for someone to spoof a transaction logo/name, similar to how emails can appear to come from Amazon or Citibank?
That is a good question...not really sure.Do they manage Apple Card only or also any other cards people can use with their Apple accounts? I thought it was the former, as Apple Card is relatively new.