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I was able to upgrade, through Apple, this morning. I did have to pay in full though, as opposed to going with the AT&T payment plan. That was fine. I didn't want to get stuck having to pay off the returned iPhone 12 first, which is what ATT.com was showing me. I was too busy yesterday afternoon evening to go back and verify, so by the time I figured out the refund hadn't been processed, it was too late to call.
All good though. Got at Nov. 13th delivery date.
 
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