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But trying to make this out to be some big deal is ridiculous because it's really not. It's a road bump on the great NFC highway that may eventually smooth itself out, or maybe it won't.

But really, we're talking about ONE retailer in a sea of many... The story is far from over.
But it's our right as consumers to make this a big deal. That's the point of a free market. Rite-Aid is choosing to ignore the wishes of customers and we have the right to punish them for it by choosing to shop at competitors. Yes, it's only one mis-behaving retailer, and by making an example out of them we can (and should) discourage others from doing the same.
 
this is not good way to do this stuff..


Want to support Apple pay, let people use it, then disable it because u know it will upset users ?


So, are these guys saying "We found i too hard to support" ? Why they they go in for it then ?

If one retailer can do this, then why can't others?

Then we'll have not just a small sea anymore.... It will be a Typhoon.
 
I'm sure the cost is getting split between processor and merchant and the merchant could possibly pass the charge to the customer. Look up the Durbin Act. But then it also depends on how the pass will be ran. Will the merchant get charged basic interchange fees if they are on interchange plus? If the merchant is on tiered pricing will the merchant get docked the higher fee of mid or non qual because the card is not actually swiped? I would think swiped would be the same as paying with Apply Pay because it's not keyed which means higher risk. I don't know. Hard to say. All I can say is don't tear Apple up and down or the merchants for not accepting this form of payment because their processor may not be equipped to run and accept those forms of payments YET

Credit cards treat ApplePay the same as "Card Present" for fees. Apple had to fight to allow the lower fees which is why ApplePay is a game changer in the NFC payment realm.

I'm not sure if Google Wallet is treated the same though and it might be some of the reason retailers have, in the past, disabled their NFC readers (because Google and ISIS payments were getting dinged for higher fees).

All points aside, Rite Aid disabling Apple Pay probably had nothing to do with the fee structure though.
 
Well you are partially correct. If they have a NFC Terminal it SHOULD work but I would think that their processor would have to have the ability to process the transactions. Like for me, I can open Apply Pay in my passbook but the system doesn't accept my card because my bank is not equipped to handle Apple Pay yet. That's why I say that the processor has to be able to process Apple Pay transactions. I would hope if a retailer has a NFC terminal displaying the icon saying "yes we accept Apple Pay" then that merchant is equipped to accept those transactions. There could be numerous reasons Rite Aid does not accept those payments at this time. I can't see a merchant refusing a form of payment just because they don't want to use it, you know what I'm sayin? But who knows what their reasons are on why. This just went live so there could be bugs in the system that haven't been discovered yet.

Apple Pay worked perfectly at Rite Aid from day one, until today when they turned off NFC at their terminals. If you have successfully set up your card in Passbook then it works ANYWHERE that NFC payments are accepted. Period. It has already been documented to even work internationally all over the world at standard NFC terminals using a US credit card set up in an iPhone 6. Log out.
 
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Credit cards treat ApplePay the same as "Card Present" for fees. Apple had to fight to allow the lower fees which is why ApplePay is a game changer in the NFC payment realm.

I'm not sure if Google Wallet is treated the same though and it might be some of the reason retailers have, in the past, disabled their NFC readers (because Google and ISIS payments were getting dinged for higher fees).

All points aside, Rite Aid disabling Apple Pay probably had nothing to do with the fee structure though.

thanks for the clarity that makes perfect sense.
 
That doesn't matter. A credit card is either Visa.Mastercard, American Express or Discover and the terms and conditions are set by the Credit Company.

It doesn't say credit cards though does it? It says, "certain credit and debit accounts"

Nothing with a Visa, Mastercard, Amex or Discover logo on it will ever be supported.
 
Man Apple is messing up once again. Reminds me of Microsoft in their prime. yay yah I know it's the pay providers not Apple :rolleyes:


Save yourself the quotes. My point was that these inconsistencies should have been handled ahead of time. I have no confidence in Apple Pay right now. As I said before I tried to use is 3 times and it worked 1 time. My credit card has never let me down and until it gets to that point it's just easier for me to pull my card out.

And for the record I bought the iPhone 6 strictly for Apple Pay...

Read. This isn't really Apple's doing.
 
That doesn't matter. A credit card is either Visa.Mastercard, American Express or Discover and the terms and conditions are set by the Credit Company.

Again, no.

You can create a "Best Buy" credit card that is none of those things. There is no reason why store credit/debit cards have to be linked to the major payment networks.

For example, there are Target REDcards that are either debit or credit, and only work at Target, and are not linked to the payment networks.
 
If I had to deal with tantrums from petulant self-righteous adult toddlers treating me like **** because their expensive toys didn't work at my cash register?

If I made $15/hour to deal with that -- hell, if I made $150/hour -- I would consider myself underpaid.

This seems relevant. (SFW)

Try $8/hr.... I make more, and no way in H*&& would I deal with what I do as a cashier at what my co-workers make. No way.

WAYYYY underpaid - now add in the "pressure" to sign up guests for store credit/debit cards??? 5 hours of the store manager riding your ass because you having been "lucky" enough to get someone to succumb.

It ain't fun at all.

(i'm paid as a pharmacy tech)
 
Again, no.

You can create a "Best Buy" credit card that is none of those things. There is no reason why store credit/debit cards have to be linked to the major payment networks.

For example, there are Target REDcards that are either debit or credit, and only work at Target, and are not linked to the payment networks.

Just an FYI added to this - Target DEBIT RedCards are ACH payments using a check you give us to void. We save the fees, you save 5%.

These have no credit check, hence more people should qualify and be willing to sign up.
 
That is not what he said, he said, essentially, "It is my CHOICE, so it isn't any of your business". Big difference.

And, by the way, it works perfectly for many people, so "might not ever work" is a big huh???
Please read what you are commenting on first. At the time this guy plunked down $$$ for a phone, SOLELY for Apple Pay (his words), NOT ONE SINGLE CUSTOMER had ever used it. That's pretty naive.
 
Rite Aid Disables Apple Pay Support After Initially Accepting Payments

Interesting that CVS is also listed as a CurrentC partner in that article that was posted saying that CurrentC partners are prohibited from accepting ApplePay. It will be interesting to see if CVS shuts NFC off in the near term as well. Also Meijer stores are listed....and they are also an ApplePay partner! I bet the CurrentC consortium begins to unravel soon!

http://mainstreetinc.net/currentc-mobile-payments-retails-alternative/
 
Just an FYI added to this - Target DEBIT RedCards are ACH payments using a check you give us to void. We save the fees, you save 5%.

These have no credit check, hence more people should qualify and be willing to sign up.

Exactly, and it isn't pure generosity that is motivating the 5% discount either, merchants like Target would love for everyone to stop using the major payment networks.

If they ever get enough people onto these kinds of store cards, you can bet the 5% discount is going away.
 
It doesn't say credit cards though does it? It says, "certain credit and debit accounts"

Nothing with a Visa, Mastercard, Amex or Discover logo on it will ever be supported.

Again, no.

You can create a "Best Buy" credit card that is none of those things. There is no reason why store credit/debit cards have to be linked to the major payment networks.

For example, there are Target REDcards that are either debit or credit, and only work at Target, and are not linked to the payment networks.

Ok. I give.
 
Spread the word that RiteAid doesn't care about their customers. By blocking ApplePay they're inconveniencing the customers that want to speed up their experience at RitAid which is slow to begin with since they don't have adequate number of cashiers
 
Spread the word that RiteAid doesn't care about their customers. By blocking ApplePay they're inconveniencing the customers that want to speed up their experience at RitAid which is slow to begin with since they don't have adequate number of cashiers

I'm not a fan of spreading propaganda, but thanks anyway.
 
The ship is sinking rather fast with Apple Pay. In theory it's a nice business model. In practice, it's quickly becoming a mess.

Wrong - I'll be boycotting any company that does this. So will my family, and my friends. It's time to make *forward* progress... I guess Walgreens will be getting even more of my business.
 
Wrong - I'll be boycotting any company that does this. So will my family, and my friends. It's time to make *forward* progress... I guess Walgreens will be getting even more of my business.

What happens if CVS and Walgreens follow suit, because they also support another backend other than Apple Pay?

What will you do then, out of curiosity?
 
I'm not a fan of spreading propaganda, but thanks anyway.

But, I am -- especially with stuff like this. I've already posted a boycott on facebook, and on twitter.

My family and friends will not be shopping at Rite Aid. Hello Walgreens. We've switched our acounts away from banks that will not support Apple Pay as well.
 
Not happy??? Do something Take action

Send @riteaid a tweet and express your dissatisfaction:

Example Tweet:

"If you have #Appleplay boycott @riteaid they have turned off #Applepay #Apple #iphone 6"
 
But, I am -- especially with stuff like this. I've already posted a boycott on facebook, and on twitter.

My family and friends will not be shopping at Rite Aid. Hello Walgreens. We've switched our acounts away from banks that will not support Apple Pay as well.

Send @riteaid a tweet and express your dissatisfaction:

Example Tweet:

"If you have #Appleplay boycott @riteaid they have turned off #Applepay #Apple #iphone 6"

It's somewhat sad that some people can't find a more worthwhile cause to direct their time and attention towards.

Like Apple Pay is really the most important thing going on in the world these days... All of this misplaced enthusiasm could easily be directed at something that really matters in the world at large.
 
Apple has also update the ApplePay website. They added the ApplePay logo to the NFC logo and are asking people to report stores displaying either logo that don't accept it!

http://www.apple.com/apple-pay/


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