A nitpick, but your statement here contradicts itself, since resolution ≠ pixel density. I'm sure you are already aware, but this bears repeating because it is potentially confusing to other readers in this thread.
If the pixel density is high enough, 4K downscaled to to look like 1440p can look very good. And of course, seating distance also matters.
For example, my 2.3K MacBook 12" has a native resolution of only 2.3K 2304x1440, yet it is "Retina". Furthermore, its default setting in macOS is a non-integer scaled resolution of 1280x800, and the quality is excellent... although the screen elements and text sizes are pretty small. The integer scaled resolution would be 1152x720, but that is not the default.
BTW, I did use 1152x720 for a while, but eventually switched back to the default of 1280x800. I didn't use 1152x720 because of clarity. If I look really closely 1152x720 is slightly clearer, but it's a non-issue IMO. The reason I used 1152x720 was because it had larger default font sizes and screen elements. However, I generally don't use my laptop for extended periods so I could deal with the smaller font sizes and screen elements offered by 1280x800, to gain more usable workspace.
I also sit much closer to the laptop screen than I do with a desktop. Indeed, according to the
Retina calculator, this 2.3K screen is "Retina" at a seating distance of 15 inches or more. I just measured my seating distance, and I sit at ~16-18 inches from my laptop, vs. ~25" from my desktop.
So back to the claim that a non-integer scaled 4K screen would look rubbish. Well, even at 27" for a 2160p screen, it could be considered "Retina" at a seating distance of 21" or more. As mentioned, I already sit at 25", so that would be "Retina" for me. However, my preference is not to use a 27" 4K screen, for two reasons: 1) The screen elements and text sizing are larger than I need, and 2) I prefer to have more screen real estate. On my desktop I usually like to have two windows open at about 1150-1200 pixels wide each which means about 2350 pixels total, which leaves me about another 200 pixels for other stuff like my icons at the side of the screen. In that context, 2.5K/5K is perfect, whereas 2K/4K feels too cramped.
Unfortunately, that leaves me in a bit of a dilemma. For Retina that means something like a 5120x2880 screen, but with my preferred pixel density, that means a screen size of about 29-32". AFAIK, no such screen exists.