Because the phone was in your hand.
Not everyone walks around the store with a phone in their hand.
Obviously, anything already in your hand will be the most convenient
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Survey: Only 6% of U.S. iPhone Users Who Set Up Apple Pay Actually Use It
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Because the phone was in your hand.
Not everyone walks around the store with a phone in their hand.
Obviously, anything already in your hand will be the most convenient
Correct, my phone is usually in my front pocket. Anytime one opens the wallet, phone wins.
Biggest advantage is it is tokenized the number transmitted to the terminal is useless to a thief.
It still seems to be popular for people to use their phones too in my experience. Might be different in America of course. I rarely carry my actual wallet on a daily basis.
If your cards are loose in your pocket then I’d say it’s just as fast as using an iPhone as the double tap on the side button as the phone is pulled out is pretty fast. My Apple Watch is my convenient though thankfully. If you keep your cards in a wallet and have to get them out, then it’s without doubt the slowest process of all. I doubt it matters though as we all do what we prefer.
Are you saying that the number transmitted to the terminal by a contactless swipe is accessible to criminals to harvest and use as they see fit?
It’s very accessible which is why it is advisable to carry an RFID blocking car in your wallet. Thieves have been scanning peoples bags and pockets for these signals for years and it’s a very well known crime. I have one of these when I actually carry my wallet:
Apple Pay is obviously safer as the signal can’t be interrupted and if your device is stolen, it needs a stored biometric input for it to be used. The disadvantage with contactless cards is once stolen they can be used by whoever until they are cancelled.
However, one of the bigger companies involved suggests otherwise:It’s very accessible which is why it is advisable to carry an RFID blocking car in your wallet. Thieves have been scanning peoples bags and pockets for these signals for years and it’s a very well known crime. I have one of these when I actually carry my wallet:
Apple Pay is obviously safer as the signal can’t be interrupted and if your device is stolen, it needs a stored biometric input for it to be used. The disadvantage with contactless cards is once stolen they can be used by whoever until they are cancelled.
https://www.thalesgroup.com/en/mark...anking-payment/cards/contactless/how-it-works
You could, of course, respond with "They would say that, wouldn't they." But I'd like to be convinced of the possibility. It might once have been possible, but can it still be done, despite enhancements over quite a number of years?
What is Deliveroo?
I joke - of course I know. But not available here, so of zero interest.
JustEat is available (three sources in the area - not a lot of choice) but it would actually be less expensive for me to go collect for myself. (Assuming had not been drinking, not feeling very unwell, etc.)
You have your VISA card loosely in your pocket? Aren't you afraid it could get damaged somehow?
I can open my wallet, and flick out the card carrier single-handed - even with my left hand.
Obviously, not a good idea if I have multiple contactless cards together!
It will usually work through the entire wallet.
I know this is all quite trivial, but that operation is no easier than double tapping the power button on an iPhone as it’s pulled out of a pocket. Not trying to convince you to use Apple Pay as it makes no difference to me what other people do. I just want to dispel the myth it’s hard to use when it’s about as convenient and fast as it gets. The good thing is there are various payment methods to suit peoples individual tastes. You’re paying with the same card whether it’s on a phone/watch or in a wallet. Like doors, why would someone press a button on an automatic door when they can simply pull the door with there hand? Same outcome but different methods to suit each persons preferences.
Meandering on...
It is much easier for me to get my wallet out of a trouser pocket than my iPhone. But the phone is easier if in an inner jacket pocket.
It just boggles my mind that people will try and argue Apple Pay isn't more convenient than paying with a physical card. Two taps and I've paid in seconds without getting anything out of my pockets. I was so happy when my favorite grocery store starting accepting it because I'd never have to pull out my wallet there again.
As I said earlier, compared against someone with an Apple Watch, that's probably true.
Not sure on a tap to pay from a card. But I know the value is useless on a tap to pay from a digital wallet
Can’t even remember the last time I had to use the mag stripe when paying. It must have been in the early 2000’s.
Very soon they will start to disappear - at least in some areas - for example:
Mastercard is to stop issuing cards with a magnetic strip.
By 2033, none of its debit or credit cards will have a strip, with banks in many regions including Europe able to issue the strip-less cards from 2024.
I actually got my cards out tot check as I thought they had already disappeared in the UK. I was wrong.
For the US, maybe. But since European banks can start issuing cards without magstripe as of 2024, it'll probably end in Europe a lot sooner.
My social anxiety is so bad that I will die of embarrassment if I attempt to pay with my phone and the merchant doesn't support it, so I never even try unless the Apple logo is very prominently featured on the pay terminal.
You can't? A lot of the gas stations I go to offer Apple Pay now. I am in California though so that might be why.
