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T-Mobile's 'Smartphone Equality' Program Ends Credit Score Requirement for Loyal Paying Customers
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Yes...because it doesn't say that credit checks apply. Don't car companies advertise for low financing and not everyone qualifies?
Also, I like the idea for a carrier. Just don't act like the other guys are so evil when it's common in all industries when handing out stuff that costs a fair amount of money.
Also, I like the idea for a carrier. Just don't act like the other guys are so evil when it's common in all industries when handing out stuff that costs a fair amount of money.
Seriously, if T-Mobile's service wasn't so poor here in Miami (and elsewhere I like to go), I'd bring my 6 lines to them TOMORROW. And I have good credit.
He's singlehandedly changing the game.
Legere is a force of economic nature.
He's singlehandedly changing the game.
Legere is a force of economic nature.
I had a Verizon phone for 8+ years, and no problems. Now I've switched to T-Mobile. I brought my unlocked iPhone 4s with me, and signed-up for a $60.00 a month unlimited plan. Now I've received a letter saying I can get only a 150 minuet per month plan. Their reason is that I have no credit history and no credit cards, I guess that I shouldn't pay cash or use my debit card for everything I buy! BTW same Bank and debit card for about 15 years seems not to make me stable. Meh
So it looks like I'll be going back to Verizon.
c.d.embrey
So it looks like I'll be going back to Verizon.
c.d.embrey
I saw that. And yet my perspective is on the optimistic side, as I have some insight having followed the company and its European counterpart quite closely.
Given the present high grow rate of subscribers and how sticky they are, we should know before too long just what adjustments need to be made to bring it into alignment for long term prosperity. Personally I think many both within and outside of the cellular industry will be surprised at their success.
Yes, because Sprint would end up in control and everything they have done would be undone.
Yeah, but when sprint did that, they tied people into contracts, had overage fees, charged for texting, charged for minutes.... had tons of evil hidden takes and fees.... and the people they signed up picked $60 plans that truly cost them a hundred bucks a month or more in the end. Now factor inflation. A plan back then would be more like a $90 plan today, with overage fees.
$50 + device payment including taxes and fees.... no overages ever... factoring inflation, cheaper than the base price they paid before.
Exactly... I think this is a very smart move on their part and should not only build loyalty to their brand over time, but puts a "hurt" on the competitors that will still be saddled with a horrible credit scoring system.
I have always wondered why after buying over 20 new cars in my lifetime (and a lifetime of car payments paid on-time every month of my adult life) that they always pull a Credit Report to see if they can find some $20 credit card payment that maybe was a month late or just recorded improperly to evaluate my new car credit-worthiness? If I were selling cars, I could care less about how someone deals with their unsecured Credit Cards - all I would be concerned with is how they prioritize and handle their car payment history.
Same reason I have not switched Car/Home insurance carriers in 30 years (and pay more as a result - as a matter of principle). The first thing insurance companies do now is pull a Credit Report to determine insurability/premium... Seriously??? They are not extending me ANY credit - I have to pay my all insurance premiums in advance! Scam.
This does not even get into the convoluted "scoring" BS System they have developed which is designed to get people in debt and keep them in debt. Massive scam by the banking/insurance industry.
That said, I have an Excellent Credit Score personally and have never owned a Cell Phone, so I do not have a dog in this fight.
If you thinks that's bad, I've always paid cash for new cars (11 total over over 40 years) yet in recent decades they always pull a credit report for a cash purchase. Note that this is after I tell them I'm paying cash. They claim it is some sort of anti-terrorist thing. I guess if you are a terrorist it shows in your credit report and they can't sell you a car, even for cash.
Frankly, if you are borrowing money for anything it would be prudent of them to get a credit report.
Insurance companies have found a correlation between credit scores and insurance claims so they use that for setting premiums. This has been found to be legal.
No credit
Do you look into there Simple Choice No credit check plan which is "postpaid" with features taken out- No EIP, non-T-mobile short codes(T-mobile has block them), international roaming or Jump.
http://www.t-mobile.com/offer/no-credit-check-cell-phone-plans.html
Do you look into there Simple Choice No credit check plan which is "postpaid" with features taken out- No EIP, non-T-mobile short codes(T-mobile has block them), international roaming or Jump.
http://www.t-mobile.com/offer/no-credit-check-cell-phone-plans.html
The Starbucks cup is there to show that he is "just one of you" and not a member of a faceless bureaucracy...
12 years and going...
I was with Voicestream when T-Mobile moved into the U.S. and bought them. Been a happy customer ever since. Coverage hasn't been an issue in years. Leasing phone/tablets interest-free. Free 10GB of data for a year.... Customer service is fantastic on the phone or in the store. Go into another wireless store and the sales people automatically try to sell you up....
Love you T-Mobile. Bring back T-Mobile Girl and you'll have the coolest commercials again
I was with Voicestream when T-Mobile moved into the U.S. and bought them. Been a happy customer ever since. Coverage hasn't been an issue in years. Leasing phone/tablets interest-free. Free 10GB of data for a year.... Customer service is fantastic on the phone or in the store. Go into another wireless store and the sales people automatically try to sell you up....
Love you T-Mobile. Bring back T-Mobile Girl and you'll have the coolest commercials again
I remember when it was Nextel that was getting things done. Merger of equals my aunt fanny.
Why do I need Simple Choice with features taken out. ? Why not just keep my Full Featured Verizon plan.
The reason I switched was to get a better plan than I had with Verizon, not to get a lesser Simple Choice plan.
They can draw a correlation between any two things if they want to. If they had a way to tell what color shirt you were wearing on the day you apply for insurance, they would probably find that people who wear black shirts on that day pose a greater risk, but is has nothing to do with insurance. And, yes, as much money as the Insurance Companies control, I am sure they can hire enough crooked lawyers to make anything "legal" these days.
That _is_ real work. Representing the company. And now everybody reading MacRumors knows about their new plan, without the company paying any advertising dollars. That's a job well done.
Since you have your own unlocked phone why not get a prepaid plan.....since you like paying for things upfront anyway!? Their prepaid plans are as good or better than postpaid.
And you seriously should establish some sort of credit history, even if you don't plan to carry balances. It will come in handy for a lot more than just changing cell carriers.
Been a happy T-Mo customer for years, since back when they were considered a low-rent alternative to AT&T and Verizon. Why? Because I'll never, ever get a contract plan that screws its customers with stupidly high rates, hidden fees, and the lure of a "free" phone. It's a Faustian bargain. T-Mo has very good prepaid plans.
This Equality scheme is a move in the right direction and I'm happy T-Mo is around to shake things up. Someday I hope that Americans will move away from the subsidized phone scheme and take control of their carriers. I don't qualify to give some telcom my money? How about they don't meet my qualifications to provide ME with service, and I take my business elsewhere?
This Equality scheme is a move in the right direction and I'm happy T-Mo is around to shake things up. Someday I hope that Americans will move away from the subsidized phone scheme and take control of their carriers. I don't qualify to give some telcom my money? How about they don't meet my qualifications to provide ME with service, and I take my business elsewhere?
You pay more because you have access to more towers. I don't know many industries where one business gives you more for the same price as someone who gives you less.
I'm not sure what hidden fees you are talking about, but all the carriers have the same taxes and surcharges.
Regarding the lure of the free phone, I'm not sure what you're talking about here either. Verizon and AT&T do have a couple of free options, but they are just basic phones.
Lastly, Americans have had the option to buy their phone outright for many years. They choose not to because they demand the free and cheap phone.
I understand that that is work too.
but i know as much as anyone that 'meetings' can be the most unproductive part of the day.
don't be fooled, there are a lot of analysis behind this 'smartphone equality' move, or the formulation of any other company-wide plan. Sure, he wouldn't be involved in the hands on formulation and the numbers, but its still a lot of 'work'.
just wondering when/if he sleeps??