Well, it sounds like your usage has some specific challenges. Not sure those were mentioned earlier, or at least not in this detail; perhaps others here smarter than I regarding the demands of running Parallels/Windows 10 alongside Mac OS would have anticipated this disadvantage for the 13" model and advised you more towards the more powerful 16". If in fact the 16" with 8-cores will in fact be more suitable?
At this point I can fully understand the desire to evaluate the 16", keeping in mind that the clock is running on how much time you can take to try the 13" before you'll either have to return it, or live with it. With the further complication that the announcements at WWDC could cause you further angst!
Your OP didn't say that your current computer was broken or that you required a replacement on any particular timeframe. It is a 2019 Dell? If your work must be done on software that can't be operated on the Mac OS and requires Windows, then why not get a more powerful Windows laptop? If most of your laptop time is spent running that program then that is probably the most cost effective solution.
I know, we are all Mac fans here, but is trying to make a MacBook Pro perform (via Parallels) as well as a Windows laptop with a more powerful processor than what your Dell currently has, really the best solution?
At this point, if I was in your shoes, I might return the 13" and then keep my eye on what is announced and what is foreseen within the next 6 months or so. You have concerns about the current 16" Pro, so why not wait? The rumor mill says that mini-LED MacBook Pros at both 14-inch and 16-inch are coming in late 2020 or early 2021.