I find it somewhat strange that a rich black person would go to a flea market a lot but not a working class white person.
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Tim Cook Says App Store Would Become a 'Flea Market' if Third-Party Payment Systems Were Allowed
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I find it somewhat strange that a rich black person would go to a flea market a lot but not a working class white person.
Privacy and Security that’s what the App Store is all about
With 40000 out of 100000 apps being rejected each week I would be hesitant to buy an App that didn’t go through Apples rigorous testing
Confidence in knowing the app has been checked by An independent source (Apple) not the creator means a lot for everyone’s safety
With 40000 out of 100000 apps being rejected each week I would be hesitant to buy an App that didn’t go through Apples rigorous testing
Confidence in knowing the app has been checked by An independent source (Apple) not the creator means a lot for everyone’s safety
Having a 3rd party payment would be an additional payment option, Tim. An option. You know what "option" means, Tim?
Having a 3rd party payment option wouldn't make the App Store a flea market... no more so than a brick and mortar store having payment options aside from cash.
Does a brick and mortar store offering cash, check, debit, and credit card payments make it a flea market? No.
Does it dramatically lower the volume of customers going to the store? No.
Would it be bad for the customer? No.
The only thing that would be bad is Apple losing out on their 15% or 30% cut of the transaction. That's what Apple is worried about.
Want to talk about "confidence level," Tim. Let's talk about the confidence an app store user had in your App Store which lead to the loss of 17.1 bitcoins or of the App Store allowing scammers to rake in millions through the fake apps.
Apple provides a secure payment mechanism that people trust. If an Apple iPhone customer chose the 3rd-party payment option presented by an app developer - and that turned out to be a scam, who do you think that customer would blame? Apple, of course! How could they let this scam app onto the vaunted App Store and cheat me like that?! Your response would be: the customer has only themselves to blame if they picked that payment option - but the reality is that nobody ever blames themselves. And, to an extent, the customer is right! Why should they even have had to make the choice? They bought into the Apple "secure App Store" story.
Well, flea market has nothing to do with white, black, rich or poor.
On flea markets you can also buy expensive rare antique stuff, or stuff to restore and up-cycle, that depends of which flea market they visit.
No thanks. Keep it secure. If app devs don't like the terms, they can go elsewhere, its a free market.
Apples payment is based on credit cards, that where the security is, I don't trust any company, specially not Apple.
Personally, I prefer to quick hold my small payment card over the terminal.
I wonder how the humanity survived the last decades with all these dangerous payments methods out there.
Ewww...
Macs didn't thrive like the iOS ecosystem at all. Compared to iPhone, iPad and their services, the Mac really is amateur hour.
In the last two reported quarter the Mac sales where the highest they had ever been in the history of the Mac. Yet, it only counted for 8% of the revenue in the last reported quarter.
Services alone counted for 14% of Apple's revenue and I wouldn't be surprised if their service revenue for 2021 would be more than $60 billions.
Why should they do that?
What's stopping anyone from creating their own stores if the single app store model itself is found illegal?
Dictatorship \o/ WOOoo..ooOOOooohhhh yes hit me, control me... whip whip
Maybe the developers can offer Apps at cost rather than making a profit ?
You mean, today you can get every App that Apple "allows you" to install.
Well you would not have to install anything, just use what Apple offers in their AppStore.
Affinity Photo,Designer,Publisher also exists in the AppStore and exists outside the AppStore, that's no issue at all.
It's totally okay if Apple makes the AppStore *cough,cough* a safe place, comfortable for lazy users and take 20%.
But they shall not be allowed to prevent the markets taking the direction it wants to go, and prohibit users from installing apps they want.
Users shall be even allowed to install malware if they decide to do it, that's real freedom.
And personally, I would have nothing against a decent, well written, "competition friendly" disclaimer...
What's stopping Affinity from removing their apps on the iOS App Store (we're not talking about the Mac here)?
I am worried about a scenario where the App Store doesn't have every app which would be very likely if an unlimited number of stores were allowed on iOS.
Look at Android, they don't have single store which are available in every country where Android is sold and also has most of the applications that exist.
I don't want freedom on my iOS-devices. I want in fact the opposite.
That's how it is Norway too, but there seems to be some commenters here who disagree.
What percentage of the complete transaction cost to the merchant actually goes to Visa or Mastercard? The merchant gets charged 2-3%, which is probably why you used this example, but Visa/Mastercard are actually getting paid by the card issuer, e.g. Wells Fargo Bank, for their network use. Say someone buys an item for $100. The merchant gets charged $3 by Wells Fargo & Visa. Of that $3, Visa gets, say, $1. So Visa's commission is actually 33% of the total.
Secondly, Apple is not 'abusing its position' to set this rate. Nobody complained about the rate when the App Store first came about - because Apple literally created a new market and those developers wouldn't even exist without Apple, so 30% of something they could sell vs. 0% of nothing is pretty darn good!
You say "Given the profits Apple sees....it's clear that 30% more than covers the overhead..." - there's something called "profit", which companies try to maximize. It's called capitalism. "It should be closer to 3-5%...." - because you're an expert on Apple's expenses and know they're about the same as that of payment processors? Come on! Apple is nothing like a payment processor, so why do you get to use them for your opinion? Why shouldn't Apple's position be more akin to an AWS (Amazon Web Services) profit model? I don't have the precise numbers, but I believe Amazon's margins on web hosting are a lot closer to 60% than 6%.
But how much do you buy there?
It seems to me that a lot of people go there and buys nothing or just something cheap.
Rigorous? Now that is funny. You should read some of the earlier posts on this thread and you will understand it is NOT rigorous.
I imagine most apps would choose Apple Pay as an option, so it wouldn’t really be a flee market in a bad way. If Apple were to charge distribution and developer fees when using a third party option, it would not save the consumer anything. The core argument posed by anti-trust is not over payment systems though...
Fleamarkets are great if you know what you are looking for
I think what Timmy was getting at is "Buy at your own risk". Good luck getting a refund if that antique turns out to be a 1990's reproduction.
Apple. Apple stops you from creating an App Store or downloading apps directly from the developer just like you can on a Mac.
Nothing wrong with a flea market, but I get Tim's point.
What I don't understand is how he thinks buyer confidence will be lowered somehow because of 3rd party payments.
I also don't understand why anyone would think flea markets are reserved for minorities and lower-income families. Don't worry though, just come to Maryland if you want to see white people at a flea market, and head up to New York to see expensive junk being sold to clueless rich people at upscale flea markets.
What I don't understand is how he thinks buyer confidence will be lowered somehow because of 3rd party payments.
I also don't understand why anyone would think flea markets are reserved for minorities and lower-income families. Don't worry though, just come to Maryland if you want to see white people at a flea market, and head up to New York to see expensive junk being sold to clueless rich people at upscale flea markets.
I hope not since I do not want to have to install 10 different app stores to install 10 applications.
Credit card companies aren’t maintaining a global network of high-traffic content servers and web services.