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Enzo, you are an imbecile. I have done nothing to you or anyone and you are attacking me just for having debt. It is none of your business, imbecile. I'm not like you white folks with your inheritances and support system.

And imbecile Enzo. It's a felony to open someone else's mail. So it is not up to him to open my mail and pay wholly invalid debts that expired years ago. You are just spouting off because you are a mindless imbecile because you attack others for no reason.

You didn't get an iphone till late thirties and successful. Yes, actually you are the moron. You speak of some basic item like a phone as though it were a Mercedes.

Enzo, just because you have no debt and I have 20 k does not make you better than me, idiot. You are the stupid person because you derive your self worth from money. You think because you have no debt that somehow you are worthwhile. You are crap just by virtue of judging others for debt.

My debt is not to you, ugly *******. Therefore, you need not worry about it all. And don't assume things like I take from the govt. I take nothing from no one. It is not MY obamacare. I am opposed to crap like that and the socialist Obama himself. Yes, I agree, it sucks to pay for the mooches expenses. I'm not one, but you can go ahead and pretend I am to inflate your ego. You are a vacuous moron."I waited till late thirties and success for an iphone". Idiot.
 
Bk lawyers thrive off of people like raj. It's not the fact you are in debt, it's the fact you don't have the means to pay. It is true your creditors didn't do their due diligence by granting you that kind of debt without the source to repay. You will file for bk, no way you will pay back the 20k.

If you really don't have anything, handle it sooner rather than later. They will come after your stuff.
 
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