[UK] General Chat for the UK Community!

[adrianlondon]

I put some money into Premium Bonds. I was surprised that's still a thing. It pays out an average of 1.4% interest, but you get random prizes instead. It's fun.

They also do a 3% interest account but you have to lock your money in for three years.

Products

Saving starts here! All of your money is 100% safe with us as we’re backed by HM Treasury. Take a look and compare the ways to save together with NS&I.

www.nsandi.com

 

[Beards]

First Ive heard of Zopa.
Currently just have savings in my Natwest savings account - would be interested to hear what I could do with it!

I did try my hand at trading a few years back, but found it a little stressful when things don't go your way, so ended up pulling out!

ZOPA are one of the Banks trading in the UK that are Online only.
You can find out more about them at https://forums.moneysavingexpert.com/discussion/6373502/zopa-smart-saver/p8
They are excellent at customer services and are well liked with a lot at Martin Lewis Moneysavingexpert.
NatWest only offer 0.40% for their standard savings which is totally abysmal in todays standards. Whilst a lot of Online banks have been increasing their rates for savings NatWest have done practically nothing (they went from 0.2 to 0.4% this month whilst BOE increased to 2.5%.
ZOPA is App only but read some of the comments at the link I gave you.

 

[Ifti]

My daughter's birthday is incoming - she currently has an iPhone 8 so its due an update. She's talked about an iPhone 11 in purple - best place to pick one up at a reasonable price??
Thanks

 

[AppleFanToo]

My daughter's birthday is incoming - she currently has an iPhone 8 so its due an update. She's talked about an iPhone 11 in purple - best place to pick one up at a reasonable price??
Thanks

I've always found GiffGaff's refurbished phones very reasonable price-wise :

https://www.giffgaff.com/mobile-phones/refurbished?brands=apple