I know this isn't iPhone-related, but it does relate to many of us, as we're a group of Apple fanatics, owning multiple Apple devices...
Has anyone else seen what Sky are doing now in terms of 'leasing' Apple hardware? I initially overlooked it, thinking it would be stupidly priced, but it's definitely worth a look. Avoids the up-front sting, and cheaper than financing a purchase over the same periods:
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Gven the fact that many of us trade in our MacBooks every 2 or 3 years, this makes a whole lot of sense!
NB - there is a 'catch' of sorts. You can't get your mitts on a MacBook without adding on an additional data service. However, not as expensive as it sounds... For example, there's a 100MB/month add-on that costs nothing for 12 months, rising to £5/month from month 13.