Thanks. I have the option of the "tech pack" with Barclays, which is increasing to £9.50/month from November. Covers two phones up to £1000 and then £1,500 for other gadgets. Not bad if you want everything to have some sort of insurance I guess, although it seems like third party for just the iPhone could be a bit cheaper.My bank does insurance for a fee, i think most banks offer insurance, car breakdown, travel insurance etc.
I know a guy who had a 5s and it was insured by his bank. He lost it and claimed. £35 fee and got a £499 cheque instead of a replacement. He added £40 and got himself a 6 instead.
So banks do offer insurance too but only up to £600 max claim.