UK IUP: Changed employers this month, will this affect my credit application?

Discussion in 'iPhone' started by UKPoliticsGuy, Sep 21, 2017.

  1. UKPoliticsGuy macrumors regular

    Joined:
    May 3, 2009
    #1
    So, earlier this month I changed employers. I'm on the IUP and picking up my iPhone 8 Plus tomorrow. Is it my understanding that I need to go through a fresh credit check again?

    Does the credit check see your employer? Shall I give my brand new employer (and new salary info) or previous employer? Concerned as my new salary hasn't come into my bank account yet so if there is an algorithm that checks these things out, my incomings from by bank account won't match what I've said I get!

    Appreciate any advice! Thanks!
     
  2. cousintim macrumors 6502

    cousintim

    Joined:
    Jan 14, 2015
    #2
    Provide your current information. Like with most things, the truth is the best option.

    The credit check likely is based on a credit score, so paying your bills on time is much more important than your job.
     
  3. UKPoliticsGuy thread starter macrumors regular

    Joined:
    May 3, 2009
    #3
    Thanks buddy! Equifax puts me on 500+ on their credit score (which is excellent). So hope it works out tomorrow!!
     
  4. Surfer13134 macrumors 6502a

    Joined:
    Jun 12, 2010
    Location:
    Florida
    #4
    I have been on the IUP for a year now, When I did it for my iPhone 8 it did ask for my social but I have been checking and dont see anything that has hit my credit so you should be good.
     
  5. UKPoliticsGuy thread starter macrumors regular

    Joined:
    May 3, 2009
    #5
    Funnily enough, nor did I. Not a single search from Barclays. Why's that?!
     
  6. Surfer13134 macrumors 6502a

    Joined:
    Jun 12, 2010
    Location:
    Florida
    #6
    I think what it does is just check to see if you have made payments on time and the account is in good standing.
     
  7. UKPoliticsGuy thread starter macrumors regular

    Joined:
    May 3, 2009

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6 September 21, 2017