Sorry to hear about the decline problems. However, Apple typically doesn't charge your credit card until they are actually building the BTO. I ordered mine last week Friday. It got charged on my credit card on Tuesday and shipped out today. Expecting it on Monday!
Well, I ordered mine on the 13th. They *should've* charged it a few days after that, you'd think that's when they'd start processing it, and then it would ship on Monday or Tuesday, and it'd arrive today. Because Apple was declining the payments constantly, they didn't actually charge it until yesterday. I'm supposed to expect mine no later than Tuesday. So, you ordered yours three days after I did and are getting it a day prior.