sure, sometimes change sucks. but progress... is a great thing, always.
personally, i like the new settings, am not alone in that (hmmm... apple must like it), and it's the way forward. am glad apple takes us new places; life, as an adventure, is more fun, exciting, and valuable (imho) than sitting still...
The settings designchange on macos is a bad thing, it was obviously made for phones that mainly use scrolling lists with single toggles. I'm not surprised, apple has made sub-par decisions for macos for a while now.
You sound like the "Just consume, don't ask questions." meme.