They will, people have been saying it for years. Only apple could have done this.
Payment methods are about to be overhauled, people. Strap yourselves in for the ride, an exciting time indeed.
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Walmart and Best Buy Opt Out of 'Apple Pay' as Apple Leverages Required Point-of-Sale Upgrades
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They will, people have been saying it for years. Only apple could have done this.
Payment methods are about to be overhauled, people. Strap yourselves in for the ride, an exciting time indeed.
Sounds like it was a tragic business error for Walmart to sell iPhones if their customers can't buy them. Or are you just making up false info?
considering that Walmart will sell the iPhone 6 and 6+ thats a silly claim.
Walmart is the largest retailer in the world, a lot of people shop there, this is a HUGE blow to apple pay taking off.
And at least one of the readers of MacRumors doesn't know bridges from britches.
That article is full of misinformation. Google wallet does use tokenization and you don't have to have be in the app to use it. Google wallet works just like Apple pay, minus the fingerprint reader.
I assume you mean "britches" not "bridges"
and being that walmart is the largest retailer in the world, its pretty audacious to say that only poor people shop there.
this is the snobbiness that gives apple users a bad name.
You know Best Buy will price match with Amazon now. Between that and the fact that Amazon now has to charge sales tax in certain states, Best Buy is actually pretty competitive again.
The generalization of apple users based on one person is what gives non apple users a bad name
It doesn't say that Google Wallet doesn't use tokenization, it says it uses it differently.
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True as well, but there are a lot of people here who fit that generalization unfortunately. Present company excepted!
To be completely clear on this point: Walmart isn't forcing anything. The card issuer, the card network, and the card itself are forcing the card to be inserted rather than swiped. Magnetic stripe transactions are not authorized at all if an EMV chip and compatible POS system are present. Beyond that, as mentioned up-thread, Walmart is not selecting PIN vs. signature. The card issuer and card are dictating that. Almost all US-bank-issued EMV cards are set as Chip+Signature. Some also offer Chip+PIN as a fallback for offline or unattended transactions.
Then why do my local Home Depot and Target stores have EMV readers installed but don't require this? Probably because the rest of their back end systems aren't ready yet. So it just makes my point that WalMart is on the forefront of rolling out technology, not behind, regardless of who is actually requiring the insertion rather than the swipe.
Your driver's license will be on a lanyard?
iPhone 6S with AppleDrive
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Choosing not to co-market ApplePay is not the same as not accepting ApplePay
I don't think moving 5% of your credit transactions to an NFC system is going to lessen the chance of a data breach. Sure, it probably reduces the overall impact by 5% but I doubt Target or Home Depot would do anything that wouldn't try to better secure 100% of the transactions.
Yeah except it is way off...retailers don't have to have proprietary
Pay POS terminal...they just have to have a POS terminal that supports the NFC standard...ANY NFC POS terminal is capable of working with
Pay - NFC is the standard being used.
That would explain why the gas station nearby that just replaced their pumps doesn't support emv.
The pump itself probably does. Look at emv pumps in Canada, same everything, different STICKER, about inserting your card. The sticker in the US says, insert and remove card quickly. The sticker in Canada says , "insert, remove card when prompted by display"...still shows a stripe direction, because on EMV cards, the stripe has to face the left, so the right hand side can read the chip. All they have to do when they turn emv on is get new stickers.
Just like Target and HDs, waiting on the network to give the green light.
NFC is NFC. It's all the same. No matter if you're using Apple Pay or Google Wallet. It's the same thing.
Are you sure it uses tokenization? I am not doubting you, the documentation on the web is lacking. And Google Wallet was supposed to act as a traditional cc, based on the documents that are available. Where it encrypts your sensitive info, i.e. cc number, name, exp date, cvv, pin.
Nonsense. Wallet is simple.
As for extra security, that only matters to the credit card companies, and they didn't see any reason to put in a lot. As a consumer, you're covered, same as with credit cards... which were far less secure.
Not that it matters. Switching to EMV is not about security. It's mostly about stopping fraud from counterfeit cards.
Apple's extra NFC steps, at least as far as the Watch goes, are more of an inconvenience than a necessity.
You know what would've been really impressive? If Apple's negotiated lower rate meant that Apple Pay users got cash back from Apple. Now that would've been a great reason to move the whole family over! Alas, Apple greed.
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As for Walmart and Target, if we think about it, they're not exactly a tap-and-go type of shopping experience like, say, McDonalds. So they have little incentive to turn on NFC.
That's the other thing about the movement to EMV. It's about risk. If you're a little sewing shop, you probably never see a fraudulent credit card. So there's no incentive for some specialized places to buy new terminals, either. At least, not for a while.
Stop looking. If a retailer has NFC already set up in their POS, they can accept Apple Pay. Just as they have been accepting Google Wallet and Soft Card. It's all the same.