Haha! You're funny! Do you mean America? There's not way in hell Wal-mart has any presence anywhere other than the states.
Perhaps you should do a bit of research on that.
Haha! You're funny! Do you mean America? There's not way in hell Wal-mart has any presence anywhere other than the states.
I got stuck behind someone doing this the other day at Wal-Mart. The lady was sitting there jumping through all the hoops of writing a check, with her checkbook right there next to her Debit card. She could see I was getting visibly pissed off the longer this took (it was 5+ minutes), so she turned to me and says "I'm old school." I lost it, responding with "No you're POOR. You have a debit card right there, you could easily have paid with it, but let's be honest, you're writing a check because you don't have enough money in your account to buy what you are, and you're hoping that the check will not clear before you do get money." Needless to say the next few minutes were awkward, and probably won't be back.
[snip].
Are you for real, a shop offers an alternative way to pay to the current debit card which let's face it, isn't exactly a pain to use.. and they are now has bastards and you will no longer shop there. This is comedy gold, have you even read back the tripe you have just posted.. please explain what they have done wrong. ..I've been debating make the switch from Walmart to another store (preferably local or at least a local/regional chain) and this is probably the nail in the coffin for me. What makes it tough is that I'm a college student living in a Mid-West college town and Walmart has everything for a low price. The bastards...
Well you ain't been to many places then old bean. . It's about 15 to 20% of outlets that can take it,
It sounds very much like you are suggesting that Apple should use illegal and anti-competitive methods.
Haha I think you may have taken my sarcasm a bit too seriously there, my man. Of course I'm not upset that they offer a ton of stuff at low prices or that they've launched an alternative payment methodAre you for real, a shop offers an alternative way to pay to the current debit card which let's face it, isn't exactly a pain to use.. and they are now has bastards and you will no longer shop there. This is comedy gold, have you even read back the tripe you have just posted.. please explain what they have done wrong. ..
I've never had it not be next day.
Anyway these points seem moot since you have to carry the card(s) due to Apple Pay support being so weak.
Then what happens to the Apple Pay card when the physical card is lost or compromised?
I do see the benefits of AP but they are far from realized at this point.
You don't know the different between an EMV chip and an NFC chip do you?
The NFC chip in a card allows you to tap it on the terminal to pay.
The EMV chip must be dipped into the terminal.
So in terms of already widely deployed technology Chip-and-PIN EMV cards or now NFC (contactless payment) with a requirement for PIN authentication are what we need to be shooting for in terms of security. In all likelihood we'll see the US banks continue to be afraid of forcing better security on cards for fear of some sort of consumer backlash or cost.
Yes it's likely going to be chip and signature in the US for perhaps a decade. They still haven't figured out how restaurants are going to work it, or gas stations for that matter which have another two years before they even have to think about it.
Or America could catch up with the rest of the world and have portable card machines which are brought to the table. .I can tell you how restaurants are going to do it. If they're big enough to afford putting a tablet at every table (e.g. Olive Garden, Chili's), that's how you'll pay there. Otherwise the card still gets taken away like it was pre-chip, meaning if you're visiting the US from another country they might reject your card outright or at the very least make you walk to the back of the restaurant to enter it.
Oh, and if you have a chip and PIN card you may end up stiffing the server on tips because they'll expect to be able to add it after the fact and won't be able to with your card.
Source: I've already been to several chip-enabled restaurants and it's worked exactly like I described.
Or America could catch up with the rest of the world and have portable card machines which are brought to the table. .
As for the Visa-debit card, I use it all the time... granted I always select credit (I don't even know the passcode to use debit) when using it.... I use my "ATM" (debit-only) CuCard (that is what they call it) card to get money from the ATM. If you used Visa-debit card and press "credit" ... supposedly you get the protections of a credit card.... which is probably why I deliberately didn't memorized the pin code that came with card.My Credit Union forced me to get rid of my Debit-only card, to accept a Visa-Debit which I did not want. And while there should be a way to force that card to only accept a PIN-code to work solely as a debit, nobody's interested in that. And this after the president of my CU acknowledged that somebody could strip my bank account using the visa-debit card, and cause me significant grief during the time it would take the bank to refund my account.
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As for the Visa-debit card, I use it all the time... granted I always select credit (I don't even know the passcode to use debit) when using it.... I use my "ATM" (debit-only) CuCard (that is what they call it) card to get money from the ATM. If you used Visa-debit card and press "credit" ... supposedly you get the protections of a credit card.... which is probably why I deliberately didn't memorized the pin code that came with card.
Most banks in Australia give your money bank I have found withthin a couple of days without questions if it is fraud. Not sure what the customer service is like in the US though is like but judging from mac rumors it seems you guys are way behind the times.by the time you realize your card is stolen it could be hours. then once you do realize its stolen you have to go to your phone, unlock it, open the app, sign in, block the card, call the bank, call fraud, get a temp card, wait 90 days for them to fix it then get a new card. for example
Most banks in Australia give your money bank I have found withthin a couple of days without questions if it is fraud. Not sure what the customer service is like in the US though is like but judging from mac rumors it seems you guys are way behind the times.
Most banks in Australia give your money bank I have found withthin a couple of days without questions if it is fraud. Not sure what the customer service is like in the US though is like but judging from mac rumors it seems you guys are way behind the times.
I wouldn't believe a lot of the drama around here.
I'm in the US and I've had several cards (both debit and credit) compromised, and each time the money (for debit) was back in a day, and a new card was overnighted to me.