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Walmart Announces Apple Pay Competitor 'Walmart Pay' for iOS
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There should never be any reason to ban any app from a walled garden unless it is malicious.
I'm from Oklahoma and return there frequently - my comment reflects what I've observed. There was also a 2015 study showing that iPhone ownership in an area correlated with the proportion of college graduates and socioeconomic status.
Not having any issues at places I know that take it. (And many times the cashiers don't know they take it and are amazed!) I use the MasterCard nearby app to find stores that take NFC payments. I have racked up hundreds of dollars of cash back via Discover's 22% ApplePay offer.
Walmart today introduced its own mobile payments service called "Walmart Pay" built into its Walmart app on iOS and Android. The new Apple Pay competitor will roll out in select Walmart stores in the U.S. this month, followed by a nationwide launch within the first half of 2016.
Walmart Pay's QR code-based checkout process will involve opening the Walmart app, selecting Walmart Pay, activating the camera, scanning the code displayed at the register and waiting for the cashier to finish bagging your items. An electronic receipt will automatically be sent to the Walmart app.
The new payments solution will only work in Walmart stores and supports any major credit, debit, pre-paid or Walmart gift card. Walmart says that 22 million customers actively use its Walmart app each month, placing it among the top three retail apps in the App Store and Google Play.
Walmart is among a handful of retailers that have refused to support Apple Pay since its U.S. launch in October 2014. The retailer is instead one of over a dozen retailers committed to the Merchant Customer Exchange (MCX) consortium and its yet-to-launch rival payments service CurrentC.
Walmart's future plans to support Apple Pay or CurrentC remain undisclosed, but the company's senior vice president of services Daniel Eckert said Walmart Pay allows "for integration of other mobile wallets in the future."Walmart App is free on the App Store for iPhone and Apple Watch. [Direct Link]
Article Link: Walmart Announces Apple Pay Competitor 'Walmart Pay' for iOS
I do think it is weird that Walmart is putting up a barrier to taking people's money. They must have hired an idiot to replace a retiring genius in the financial dept.
The thing is ASDA do already support contactless in at least my regions of London.. I really hope they don't go ahead and disable that now.
Yes, unfortunately I see a bunch of people using this. The people of walmart people.
I pretty much agree. I do shop there occasionally, usually when I don't feel like driving 15 mins to a better store. My Walmart is just 5 minutes away, plus they keep their self checkouts working (well the credit part of it anyways). Overall i've seen a decline in customer service at most retails stores. It very frustrating to go to stores and have to wait on service or wait to give them my money. At the very least a process of me giving them money should be the quickest part of my trip, not the longest.
Until Apple Pay, most merchants weren't using any type of cell phone-based pay system. Now that Apple comes out, people are coming out with them. Only, they're terrible. Unless their solution is easier to use than pulling out a credit card, it's a failure.
I love double tapping the button on my watch then holding it next to the reader for a second. Don't even have to think about touching a pocket. Too bad I've only gotten to use it at vending machines so far...
I love double tapping the button on my watch then holding it next to the reader for a second. Don't even have to think about touching a pocket. Too bad I've only gotten to use it at vending machines so far...
It seems like swiping a credit card would be faster than this.
And that there's more security in just using old fashioned greenbacks, rather than having all your info being tossed around as a data point between heaven knows who and for how long.
And that there's more security in just using old fashioned greenbacks, rather than having all your info being tossed around as a data point between heaven knows who and for how long.
In Canada tap to pay is limited to $100 with your car and with your phone their is no limit except for the limited on your credit card account
Wow, what a disastrous app. No way in hell would I use that. How is that better for consumers that holding your phone over a reader while your thumb is on the home button? Could you imagine being in line behind someone who's trying to do this? It's insane and will fail within a year.
For me personally I was never giving one of those cards by the bank or credit card company. Saw it on the TV, contactless payment blah blah. Never came across one, nobody else I know has one. So I'm actually curious as to how you got one? Or which credit card are we talking about here?
If 22 million people are already using their app, adding additional functionality to it only makes sense for them. Makes even more sense for them since it's ecosystem agnostic. I don't know diddly about their customer demographic data, but I think it's safe to say a significant portion of them don't have the latest NFC equipped devices. QR codes can be read from pretty much any phone. For their business case, it seems smart.
Walmart never does anything that doesn't benefit Walmart. Its sociopathic greed is a cancer. Each Walmart that opens harms the local economy by eventually eliminating other employers, lowering wages, and sucking profits out of the area into the pockets of the Walton clan.
It's already one step better than CurrentC as it allows any card.
I know they replaced all the non NFC terminals with NFC ones here so I'm sure Apple Pay is coming soon enough. The chip cards at Walmart take forever.
I know they replaced all the non NFC terminals with NFC ones here so I'm sure Apple Pay is coming soon enough. The chip cards at Walmart take forever.
It actually sounds worse. The CurrentC app would at least work at multiple places. Walmart Pay will only work at Walmart.
You do realize that "Tap to Pay" is mostly a slogan? You don't need to physically tap the phone onto the reader. Apply Pay utilizes NFC and you just need to hold the iPhone near the reader.
