There's 600 stores in two states alone? Holy cow...
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'Walmart Pay' Mobile Wallet Rolls Out to Nearly 600 Stores in Texas and Arkansas
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Fumbling for your phone? I would think that most people who are going to consider using a phone based pay system are pulling their phone out of their pocket many more times a day than they pull their wallet out. For me, pulling my phone out is easier because it gets its own pocket. My wallet is crammed into a pocket with my keys so that is harder to get out. Plus, I would just use my watch, which is already out.
The quote is:
"The service was built to make shopping easier and faster, something we know our customers want"
But they don't say what it's easier and faster than. Presumably they mean cash or card, which may be true, but they don't mention that Apple Pay is easier and faster than even Walmart Pay.
Walmart is just being dumb. Luckily they utilize the chip readers so I will simply continue to use that. No need to download an app and give them my credit card info.
I'm sorry, but I see zero relevance between this and 5400RPM vs SSD drives.
This is my concern as well, if you have your banking information stored with all these apps, the likelihood of it getting comprised is greatly increased. Additionally, using your banking account information is significantly worse than having a credit card number stored that has fraud protection and can easily be changed.
So you don't mind having banking information stored in several apps, having to open a different app whenever you go into a store, and when you get a new phone having to sign into a dozen apps again? Not to mention the wasted battery life from all those apps running in the background pushing notifications to your device and tracking your location.
It will not be faster. It is just better for Walmart.
Retailers already have your credit card information the first time you swipe at a local store. Furthermore, credit card companies reimburse you for fraudulent use. Signing into apps is a non-issue after logging in the first time since there is touchID. Most have adopted the technology so it is no different than using touchID to authenticate for apple pay. Using a numeric passcode isn't an issue either. There is not battery life penalty since they aren't open all the time tracking my location. In settings, there is an option to disable location services on an individual app basis. If you double press the home button, one can also close apps running in the background. Great features; you should try them
The point is I believe you are reaching with your examples. I like using Apple Pay, but they aren't the only game or even the best game in town IMO. I can see why some folks would adopt your view. In that instance, Walmart pay isn't targeted for them. Having receipts available in the app for all my purchases is a huge benefit.
Just like the quality of Walmart, payment specific apps are a huge Fail!
Best avoided.
Best avoided.
LOL Walmart. I wonder how long this will last before being quietly discontinued. This is really quite ridiculous.
I haven't upgraded my iPhone yet, are you sure that all the ApplePay cards transfer over from one phone to another? I would be surprised given how tied they are to the secure hardware thing. I would imagine you will have to reenter them one by one.
Ironic that you can install Windows on a Mac but Apple won’t let you install the MacOS on anything but.
Exactly. Stupid on their part to try to force people to use their app.
Doesn't affect me since I never shop at this dump.
When you move to a new phone and restore, the cards are on your new phone. However, you have to re-authorize them so there is a level of protection with Apple Pay if someone gets your phone backup, password, etc and tries to restore on an iPhone to fraudulently use your cards.
This leaves out a key part of the transaction: the cashier. Each Wal-mart store has X number of cashiers, each of drastically different technological abilities. That number times the number of stores? Astronomical. Even with apple pay, I have had to walk cashiers through the process. This mess? Will I even bother? Nah.
Wal-Mart is notoriously possessive of every opportunity to save or make money. They are unwilling to allow Apple to earn money at their point of sale through transaction fees even if on nothing but principle. Interest and fees are the 8th wonder of the world and Apple is trying to tap into the world of easy money. Good luck as its guarded jealously and Apple is a new kid on the block when it comes to that old game.
Backstory:
Executive #84903: "Apple Pay is revolutionizing payment. It is quick, easy, and fun. But it doesn't allow us collect data on the customer."
Executive #10927: "Shame. Collecting data on our customers is our top priority! Do what you must."
Walmart Pay is born.
Executive #84903: "Apple Pay is revolutionizing payment. It is quick, easy, and fun. But it doesn't allow us collect data on the customer."
Executive #10927: "Shame. Collecting data on our customers is our top priority! Do what you must."
Walmart Pay is born.
Sure there are people who don't mind scanning. How about all those owners without NFC? Not everyone wants to spends hundreds to get NFC. This is an easy solution.
I don't understand why these retailers think these kind of payment systems work better then apple pay. Its stupid. And involves too many steps. A big chain of convenience stores in the NE US (Wawa) has a similar system for payments but you use preloaded a wawa gift card. Then it works the same way...Open the app...navigate to the gift card...then have the cashier scan a QR code. Stupid...And doesn't make paying any easier. It's much faster to swipe a card. Apple pay on the other hand is just great and super fast and easy. Phone out, use my default card or easily tap another card in the wallet, scan my finger, done. And it's totally secure.
Walmart Pay will fail miserably. It's not simple & convenient enough for Walmart's main demographic. No way.
Walmart Pay will fail miserably. It's not simple & convenient enough for Walmart's main demographic. No way.
You can do that. At the bank/card website. Shows you every store you went to. Even better, try out mint. Lets you set budgets and track expenditures for multiple accounts in one place. Made by the folks behind turbotax. It also lets you categorize stores based on what you said. Gas/Food?entertainment. May seem a little dodgy giving a website ALL your banking and card info but I've used it with no issue for years now. Its great. Its all free and theres a mobile app too.
Does Starbucks allow you to use a credit card? Most payments apps I've seen, and likely Walmart here as well, force you to only use a checking account number as the primary goal of paying via the app is to save them money. If the company has your banking account info, it doesn't have fraud protection like credit cards, and is much more difficult to change if compromised.Retailers already have your credit card information the first time you swipe at a local store. Furthermore, credit card companies reimburse you for fraudulent use. Signing into apps is a non-issue after logging in the first time since there is touchID. Most have adopted the technology so it is no different than using touchID to authenticate for apple pay. Using a numeric passcode isn't an issue either. There is not battery life penalty since they aren't open all the time tracking my location. In settings, there is an option to disable location services on an individual app basis. If you double press the home button, one can also close apps running in the background. Great features; you should try them
The point is I believe you are reaching with your examples. I like using Apple Pay, but they aren't the only game or even the best game in town IMO. I can see why some folks would adopt your view. In that instance, Walmart pay isn't targeted for them. Having receipts available in the app for all my purchases is a huge benefit.
The benefit of just using Apple Pay though is it's just one device to configure, instead of a dozen store-specific apps.
Cook isn't mentioned anywhere in this article...