There's 600 stores in two states alone? Holy cow...
In before the 'mobile-home app' comment is made.
Edit - BTW, don't begrudge Walmart, Target or any other retailer for doing what they can to try to capture/utilize consumer data. For all the handwringing and new articles, US shoppers aren't really concerned about data security. Their behavior is more influenced by the opportunity to save money.
Merchants will continue to dangle that carrot out there to get the information that they want. Apple Pay was great for the ability to make anonymous transactions. But they really needed to implement an MST capable transaction (like Samsung Pay) to try to get it built in as a 'shopping habit'.
That's the biggest hurdle for mobile transactions. For most people pulling a card is faster than easier....and better than fumbling with your phone and hoping the transaction works.
So how is this faster and easier than Apple Pay?
I'm sorry, but I see zero relevance between this and 5400RPM vs SSD drives.You could say the same about 5400RPM hard disk drives found in very expensive iMacs. We want ot make the best prodcuts we possibly can, says TC. Remember, on the scale that Apple buy flash memory it would cost them peanuts.
A friend of mine just bought a new iMac and as much as I advised him that he shoudl get the SSD upgrade he chose to go without as, ‘I don’t need to - it’ll be a lot faster than it is now’. No.
This is my concern as well, if you have your banking information stored with all these apps, the likelihood of it getting comprised is greatly increased. Additionally, using your banking account information is significantly worse than having a credit card number stored that has fraud protection and can easily be changed.'Configure' is the key word here. These apps are asking for personal and banking information to store on their severs.
This is a huge deal breaker for me.
Just let apple play, Samsung Pay, etc... work and be done with it.
So you don't mind having banking information stored in several apps, having to open a different app whenever you go into a store, and when you get a new phone having to sign into a dozen apps again? Not to mention the wasted battery life from all those apps running in the background pushing notifications to your device and tracking your location.You really don't speak for all customers BTW. Frankly, I like having apps like Starbucks and Walmart with integrated payments capability. I especially like opening the app and having my receipts there for returns or calculating sales tax paid at the end of every year. Although I have an iPhone and Apple Watch and appreciate the convenience of Apple Pay, I like that their solutions are platform agnostic.
It will not be faster. It is just better for Walmart.So how is this faster and easier than Apple Pay?
So you don't mind having banking information stored in several apps, having to open a different app whenever you go into a store, and when you get a new phone having to sign into a dozen apps again? Not to mention the wasted battery life from all those apps running in the background pushing notifications to your device and tracking your location.
So you don't mind having banking information stored in several apps, having to open a different app whenever you go into a store, and when you get a new phone having to sign into a dozen apps again? Not to mention the wasted battery life from all those apps running in the background pushing notifications to your device and tracking your location.
Ironic that you can install Windows on a Mac but Apple won’t let you install the MacOS on anything but.Ironic that you can add your Walmart MasterCard to your ApplePay Wallet ;-)
"The service was built to make shopping easier and faster, something we know our customers want,"
If you really meant that, you'd embrace Apple Pay, Android Pay, and Samsung Pay that are already in abundance. Forcing customers to download, install, sign up for, and configure your app just for your store is not something that customers want to do.
Then you must have deliberately missed the part where I said what Cook said.I'm sorry, but I see zero relevance between this and 5400RPM vs SSD drives..
I haven't upgraded my iPhone yet, are you sure that all the ApplePay cards transfer over from one phone to another? I would be surprised given how tied they are to the secure hardware thing. I would imagine you will have to reenter them one by one.
Walmart pay is....stupid...just enable NFC payments (Apple Pay, Android Pay, Samsung pay, etc.) and partner with those services to handle customer cards as well and BOOM, you're done...nobody wants to to use 'Current-C' system of having to scan codes, etc....
All mobile payment methods I have seen so far are still lacking imo. None will give you monthly stats on what you purchase. I want to see the breakdown of my purchases, how much I spend on gas or food or entertainment.
Does Starbucks allow you to use a credit card? Most payments apps I've seen, and likely Walmart here as well, force you to only use a checking account number as the primary goal of paying via the app is to save them money. If the company has your banking account info, it doesn't have fraud protection like credit cards, and is much more difficult to change if compromised.Retailers already have your credit card information the first time you swipe at a local store. Furthermore, credit card companies reimburse you for fraudulent use. Signing into apps is a non-issue after logging in the first time since there is touchID. Most have adopted the technology so it is no different than using touchID to authenticate for apple pay. Using a numeric passcode isn't an issue either. There is not battery life penalty since they aren't open all the time tracking my location. In settings, there is an option to disable location services on an individual app basis. If you double press the home button, one can also close apps running in the background. Great features; you should try them
The point is I believe you are reaching with your examples. I like using Apple Pay, but they aren't the only game or even the best game in town IMO. I can see why some folks would adopt your view. In that instance, Walmart pay isn't targeted for them. Having receipts available in the app for all my purchases is a huge benefit.
The benefit of just using Apple Pay though is it's just one device to configure, instead of a dozen store-specific apps.I haven't upgraded my iPhone yet, are you sure that all the ApplePay cards transfer over from one phone to another? I would be surprised given how tied they are to the secure hardware thing. I would imagine you will have to reenter them one by one.
Cook isn't mentioned anywhere in this article...Then you must have deliberately missed the part where I said what Cook said.