Want to use Apple Pay on iPhone 11, but ...

Mork

macrumors 6502
Original poster
Jan 9, 2009
430
14
I want to use Apple Pay, but it requires iCloud. Since I'm wary of iCloud (Apple holds all the encryption keys, after all), I want to know that if I enable iCloud to set up Apple Pay, do I have time to first configure iCloud before it starts copying everything up to Apple's or their third-party servers (aka, "the cloud")?

IOW, I want to be able to tell iCloud to just use Apple Pay for iCloud but nothing else and I want to do that before the iPhone starts copying data to the Apple servers.

Thanks in advance,
 

EM2013

macrumors 68000
Sep 2, 2013
1,870
1,566
Yes. You’ll see toggles in iCloud settings that you turn on or off.
 

dontwalkhand

macrumors 603
Jul 5, 2007
5,274
1,290
Turn off iCloud for everything but Apple Pay. I’m going to do this and keep everything stored on my home server instead.