In the UK we never have to use a PIN with ApplePay. We just hold the device over the terminal with TouchID activated and Boom! Transaction complete. I use it all the time in many stores. If I had to use a PIN as well I'd still use the old plastic card as there would be no benefit whatsoever in ApplePayYeah that’s my biggest gripe with Apple Pay. Some pos sales still require a pin. If I run my debt card as credit and don’t need cash back the system should allow the purchase to be authorized without entering my pin.
No different than swiping.