As soon as chips being put into skin goes mainstream, I'm going off the grid. No thank you to that world.
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Wells Fargo and Bank of America to Add Apple Pay Support to ATMs
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As soon as chips being put into skin goes mainstream, I'm going off the grid. No thank you to that world.
There still a lot of people left behind because their bank still not adopting it. Apple should allow people to buy iTunes gift cards and add it into Apple Pay. This would be an easy way for everyone to adopt the contacless payments. Imagine our kids using Apple Pay when we can send an allowance to them via iPhone. High schoolers at the checkout line not digging in their purse for coins that saves a lot of people's time.
I'm pretty sure enough banks support it at this point that it's likely you have at least one card that you can add to it.
That is pretty typical for macrumors. If there is an article about tech that supports both Android and iOS, macrumors articles make it sound as though it is some sort of Apple exclusive.
Trust me, you're not alone. When we focus on something, it's often to the exclusion of many other things. Apple fans typically get their info from Apple slanted sources. Same with Android and Microsoft fans. The easiest place to see it is on 9 to 5 sites. 9to5Mac and 9to5Google often have the exact same stories by the same authors. They're just slightly tweaked to appeal to the different audiences. As long as we don't take what they say as gospel, we'll be okay. After all, this is the internet. Where if you think one thing there are 10 people lined up to happily tell you you're wrong.
Base on this article some major banks doesn't even support it yet, add those local banks and credit unions all over the States add Canada on that list too. Besides I'm not activating Apple Pay on my kids iPhone using my bank account. If they can have an Apple Pay by reloading iTunes gift card or sending them a certain ammount for allowance straight from my iPhone that would be great.
You forgot chase. They just announced it.
I'm surprised Bank Of America is doing this. They're usually slow when it comes to new tech stuff.
I'm surprised Bank Of America is doing this. They're usually slow when it comes to new tech stuff.
To make it better and safer, chase needs to eliminate the pin entry step by going full Apple Pay system.
It affects their bottom line in fraud costs, so it's not tech for tech's sake. It prevents magnetic card skimmers. Even if the ATM uses EMV, criminals can still install a skimmer on the slot and capture the magnetic stripe. Also another problem is that EMV introduces a security issue because it requires the machine retain the card for the entire transaction, preventing their mitigation for jammed cards. (Where it makes sure its returned the card before asking for your PIN)
Using contactless removes any chance to capture the magnetic stripe and any chance of jamming the card and stealing it.
This is always the case between Apple and Android.
Apple did Apple Pay first, correctly and Android Pay was VERy far behind. Apple took the time to push Apple Pay and its standard to everyone. Then comes google, now that mobile payment is more well accepted and wide spread and offers the something apps does for freee
As with the retail store terminals that past October, ATMs are to become EMV-compliant this October 2016, and gas pumps in October 2017.
It's nice that these banks are getting ahead of it, and squeezing some marketing benefit out of it, but they were going to have to update sooner or later anyway.
You have it backwards. Apple demands banks pay them a fee per debit card purchase. The banks would not want to pay Apple for ATM withdrawals.
I would think that debit cards will continue to require a PIN.
Can't be a standard when it only works on one phone brand.
Google Wallet came out in 2011. Many of us used it for NFC payments for years before Apple added NFC.
Explain "everyone"?
You're wrong! It's actually 12 people lined up.
We're not laughing at you, we're laughing with you. Maybe a little at you, if I'm being honest. Jedifaka was right though. Some of us need to expand our knowledge base.
Google Wallet is no where close to what Apple/Android Pay is. Apple Pay & Android Pay and the useable forms of mobile payment, Google wallet was just a half ditched effort at mobile payment that would have never caught on for a number of reason.
The number of people that used Google wallet is a fraction compared to Apple Pay and soon Android Pay.
Apple Pay and Android Pay work VERY similarly and use the same technology, tokenizatio, which is in fact a standard. The only reason Android Pay is catching on is because Apple Pay took the time and effort to negotiate with banks, retailers and market how secure this new form of mobile payment is. Android pay is just hoping on the train for the ride.
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I know enough about what I need to know. What exactly about my statement is wrong? You going to tell me that Goole Wallet was first?
The same Chase that took a long time to add Touch ID to their app and still doesn't fully trust it (password still required for certain things)...I wouldn't hold my breath.
I'm thinking this would save you for possibly getting your card skimmed too if you never have to scan it or enter a pin code, just your fingerprint.
I can't believe this thing isn't dead yet. Hasn't the world more or less said nobody wants it?