What credit cards do you use?

Discussion in 'Community Discussion' started by h1r0ll3r, Jul 27, 2012.

  1. h1r0ll3r macrumors 68040

    h1r0ll3r

    Joined:
    Dec 28, 2009
    Location:
    Maryland
    #1
    Just bored and curious to see what people are using as their credit cards. I recently got a Southwest Rapid Rewards Visa to go along with my Marriott Rewards and Amazon card; all from Chase Bank. I also have a CC from BoA but don't think I'll be using it all that much.

    I like to travel as much as possible so I got the Marriott card for booking hotels and the Southwest for booking flights. They both kinda intermingle in terms of booking travel options so I'm good either way. I got introductory offers from both for 50,000 points so that's a good start in building up some traveling perks. The amazon one I only got to get their $30 credit.

    Anyhoo, what do you guys use?
     
  2. charlieegan3 macrumors 68020

    charlieegan3

    Joined:
    Feb 16, 2012
    Location:
    U.K
    #2
    Very bored...:D

    I don't have a credit card.
     
  3. ipodlover77 macrumors 65816

    ipodlover77

    Joined:
    Jan 17, 2009
    #3
    American Express Blue Cash. The cash back is nice but i mainly use it for the purchase protection and extended warranty.
     
  4. 184550 Guest

    Joined:
    May 8, 2008
  5. jknight8907 macrumors 6502a

    jknight8907

    Joined:
    Jun 14, 2004
    Location:
    Hudson Valley NY
    #5
    AMEX Blue Sky and a Chase Sapphire Preferred.
     
  6. Rodimus Prime macrumors G4

    Rodimus Prime

    Joined:
    Oct 9, 2006
    #6
    I use an AMEX blue cash as a primary and my back up is a plan old Visa from my bank.
     
  7. fireshot91 macrumors 601

    fireshot91

    Joined:
    Jul 31, 2008
    Location:
    Northern VA
    #7
    Mastercard primary, Visa secondary, Amex for gas.
     
  8. snberk103 macrumors 603

    Joined:
    Oct 22, 2007
    Location:
    An Island in the Salish Sea
    #8
    BMO Mastercard (tied to AirMiles points) and a TD Visa. The Mastercard is my primary card, and I use for the majority of purchases. Lots of AirMiles that way.
     
  9. Purple2012 macrumors member

    Joined:
    Jul 25, 2012
    #9
    I have a Citibank card, thinking of switching banks because they are *******s.



    A few years ago I didn't have a credit score so I just put down a 1k CD and got a secure credit card. Recently I was at my branch making a deposit and I started asking about getting one of their student credit cards, since it had various rewards and other benefits.

    I told them I only make about 5k a year. I don't do much paid work since I am a student. I'm pre med majoring in biology, spanish, and business. They said my income level wasn't a problem at all because its only base on credit score and that I have a good one.

    They also said the student card wasn't as good as some other one and explained how much better the other one was. So I applied for the one they suggested.

    About a week later I get a rejection letter saying I didn't meet the income requirements, the ones I was told didn't exist.

    I'm pissed. This decline is going to follow me for years, at a time where I am going to be applying for loans to get me through med school. :mad:
     
  10. ideal.dreams macrumors 68020

    ideal.dreams

    Joined:
    Jul 19, 2010
    Location:
    OH
    #10
    I have a Discover card. Cash back is always a nice thing.
     
  11. MorphingDragon macrumors 603

    MorphingDragon

    Joined:
    Mar 27, 2009
    Location:
    The World Inbetween
  12. yg17 macrumors G5

    yg17

    Joined:
    Aug 1, 2004
    Location:
    St. Louis, MO
    #12
    You can have credit cards without having a penny of credit card debt.
     
  13. bigjnyc macrumors 601

    bigjnyc

    Joined:
    Apr 10, 2008
    #13
    I have the capital one venture capital card. Use it for the double points and always pay my balance off right away to avoid any interest charges.
     
  14. aziatiklover macrumors 68030

    aziatiklover

    Joined:
    Jul 12, 2011
    Location:
    8.8.8.8 and 8.8.4.4
    #14
    The one I use the most is my AMEX for warranty purpose! I used to use discovery for the same purpose as well.
     
  15. deannnnn macrumors 68000

    deannnnn

    Joined:
    Jun 4, 2007
    Location:
    New York City & South Florida
    #15
    I've had a Discover Card, Citi Platinum Select, and Chase Freedom. I now use the Chase Freedom exclusively.

    Discover is good, they have great customer service and a good cash back program, but it's Discover so it's not accepted everywhere.

    I hated absolutely everything about Citi. The card, the company, the website, the rewards program. It was all just awful. Don't recommend it at all.

    I love my Chase Freedom card. Great rewards, it's a Visa card so it's accepted everywhere, it's tied in to my Chase Checking account and they give me bonuses because I have a credit and a checking account with them. Good customer service, great website. Overall I'm really happy with it.
     
  16. dontwalkhand macrumors 601

    dontwalkhand

    Joined:
    Jul 5, 2007
    Location:
    Phoenix, AZ
    #16
    CapitalOne Credit Card
    Citi Credit Card for Amazon purchases and emergency car work

    Other cards are just debit cards, and I tend to use debit more since its money I have.
     
  17. Nabooly macrumors 6502a

    Nabooly

    Joined:
    Aug 28, 2007
    #17
    Discover More Card is my everyday card.

    Chase Slate card I use for larger purchases.

    Express Next card

    I almost never use my debit cards.
     
  18. miles01110 macrumors Core

    miles01110

    Joined:
    Jul 24, 2006
    Location:
    The Ivory Tower (I'm not coming down)
    #18
    Since I live overseas I have a Capital One Venture card. No foreign exchange fees have saved me thousands over the years.
     
  19. Michael383 macrumors 6502a

    Joined:
    Mar 17, 2011
  20. EricNau Moderator emeritus

    EricNau

    Joined:
    Apr 27, 2005
    Location:
    San Francisco, CA
    #20
    I have an Amex which I use for my everyday purchases, and a Discover Card that I use exclusively for purchases that fall under their 5% cashback bonus categories.

    Plus a Citi MasterCard (used only if a business doesn't accept Amex or Discover), and a Chase Amazon Visa which never leaves my desk drawer (I only use it for purchases at Amazon.com).

    By far my favorite card is my Amex, but Discover has a much nicer website and cashback redemption process.
     
  21. Queso macrumors G4

    Joined:
    Mar 4, 2006
    #21
    Two Mastercards (one GBP personal, one GBP business) and a VISA (EUR personal).
     
  22. ruvil macrumors regular

    Joined:
    Dec 26, 2010
    #23
    No reason to have a credit card then.

    I only have a regular visa debit card.
     
  23. wordoflife macrumors 604

    wordoflife

    Joined:
    Jul 6, 2009
    #24
    Builds your credit (Better when buying home or even a car) and gives you perks depending on the card such as insurance and so on.
     

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