Guess it’s one of those where you are less likely to damage the watch than say a phone but yeah my watch cost £799 for SS so might be worth it.Yep 100%.
IMO you don't drop the best part of £1,000 for watch and not insure it against accidental damage. Maybe I am different, but to me £89 for peace of mind is fine.
Not going to slate those that don't though. Each to their own. If we were all the same, there would be no reason for this forum