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Would you switch bank to get ApplePay?

Would you switch bank to get ApplePay?

  • My bank is a launch partner

  • I already have

  • I'm planning to

  • I will / would wait for my bank to support it

  • I'm not interested in ApplePay

Results are only viewable after voting.
I use it at Subway. Subway has its own app but there are more steps to go through. I can't see where a fingerprint is a hassle in any way. I find Apple pay marginally more convenient. Mostly because I have accumulated too many cards in my wallet and this is always easy to use. Would not however go out of my way like changing banks to get this.....not worth the hassle.
 
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KeithJenner said:
I'm not commenting on your decision, which is your business.

It's the assertion that anyone who agrees with you is correct, and anyone else "doesn't have the ability to think", which I was questioning. This isn't something that there is a right or wrong to. It's personal preference and there are many very good reasons not to use cash.
Click to expand...

I think what he means is that people don't think about the bigger picture, Apple Pay is just a step towards it and is perfectly harmless in itself...but a completely cashless society will happen one day, that is what the governments are striving for. What seems like something which makes our lives easier and is 'a nice modern way of doing things' is in fact another loss of our freedom.

http://www.cnbc.com/id/101266173
 
sunking101 said:
I think what he means is that people don't think about the bigger picture, Apple Pay is just a step towards it and is perfectly harmless in itself...but a completely cashless society will happen one day, that is what the governments are striving for. What seems like something which makes our lives easier and is 'a nice modern way of doing things' is in fact another loss of our freedom.

http://www.cnbc.com/id/101266173
Click to expand...


Our government would LOVE to see no more cash so they could track every transaction. Not my idea of the progress I want to see.
 
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Yup. The last thing I need is anyone to know that I have bought a sandwich for my lunch.

Sorry, I can't get too excited about this loss of freedom stuff.

Again, it is up to people to decide what they want, but just because others don't agree doesn't mean they aren't thinking. They have just reached a different conclusion.

My decision to use cash less is nothing to do with convenience. It literally saves me a few thousand pounds every year.
 
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KeithJenner said:
Yup. The last thing I need is anyone to know that I have bought a sandwich for my lunch.

Sorry, I can't get too excited about this loss of freedom stuff.

Again, it is up to people to decide what they want, but just because others don't agree doesn't mean they aren't thinking. They have just reached a different conclusion.

My decision to use cash less is nothing to do with convenience. It literally saves me a few thousand pounds every year.
Click to expand...

We mean longterm, not now. The bigger picture of a completely cash-free society, that's the plan. Those who claim 'nothing to hide, nothing to fear' are in for a rude awakening one of these days.
 
KeithJenner said:
I'm not commenting on your decision, which is your business.

It's the assertion that anyone who agrees with you is correct, and anyone else "doesn't have the ability to think", which I was questioning. This isn't something that there is a right or wrong to. It's personal preference and there are many very good reasons not to use cash.
Click to expand...

You are right. Thanks God there are still people who understand we have options and choice. Really I tried to use cash only for a month and I spent 8.37 percent less on my daily activity(mortgage, car,... were paid as usual) . May be I had insufficient dara here, but this the fact. Also with all the cards and paypal-apple pay I look at the world , that it is better stores give me a discount on the processing fee. Banks here like landlords by Adam Smith "... love to reap wher they never sowed..."

by the way, I used Apple Pay 2 days ago to by not fresh fruit tart in Whole Foods and today I returned it using ApplePay. There is no correlation between quality of fruit tart and Apple Pay(at least I hope so)

I still think (people can think different way) that Apple Pay is a useless toy, but I'm not going to beat anybody who uses it :) For me Apple Music and Apple Watch the same , but how knows, may be tomorrow I change my mind. I had this story with ipad, for 2 years I hated it, I tried it and it is my 50-60 percent tool now.

I don't like John Legere for his bad language used against Att, VZW and DC(he graduate from UMass, Harvard and MIT) . I live nearby and I feel sorry that he descriditate one of the best US education possible. His speech stopped me to transfer to t-mo after iphone has lte12 available. Don't want to give him even a drop of his compensation. But some people think that his sppech was cool.

This is the beauty of this country that we have freedom of choices.

Peace, good luck and enjoy the lovely summer
 
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Jonx said:
It's a shame that Barclays has declined to support Apple Pay, it would've been nice and would add more convenience to paying for stuff. However, I'm not bothered by it and won't change banks just because they don't support it.
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I can use Barclay CC for Apple Pay in US with no problem. Never used it, but added it. Stange, they can use same technology for UK. Very strange.
 
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Not sure if I would switch banks, because more and more banks will be adopting Apple Pay as time goes on. That said you could open up a second account instead of completely switching, and use that account while you're waiting for your bank to adopt.

I find it very useful using apple pay at Whole Foods and I can't wait till more people adopt it!
 
I plan on switching banks, but not because of Apple Pay.

I am, however, trying my best to get on a bank that does support it.
 
Newtons Apple said:
Our government would LOVE to see no more cash so they could track every transaction. Not my idea of the progress I want to see.
Click to expand...

Yes, I tremble at the idea that they know how much broccoli I have been eating. Next thing they are going to pass a broccoli tax.
 
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meistervu said:
Yes, I tremble at the idea that they know how much broccoli I have been eating. Next thing they are going to pass a broccoli tax.
Click to expand...

The implications of a completely cashless society reach much further than that I'm afraid.
 
Not really. I got excited at first then realized that pulling my card out my wallet was no different than scanning my phone. No difference really
 
sunking101 said:
We mean longterm, not now. The bigger picture of a completely cash-free society, that's the plan. Those who claim 'nothing to hide, nothing to fear' are in for a rude awakening one of these days.
Click to expand...

A completely cash free society is a very long way off. When it does eventually happen will not be affected one little bit by whether I personally pay for my Big Mac with cash, card, or by waving my watch. It is going that way whatever I personally do, so I'm going to save my money rather than fight a battle I can't win.

As for freedom issues, yes there are some concerns, but the ability for someone to know that I spent a couple of quid at Tesco yesterday is a long way down that list. There is certainly something to be said for "nothing to hide, nothing to fear", although I personally don't make that argument myself.

One protection we do have is the inability of these supposed all seeing departments to actually get their technologies to work. Just look at the time and money spent on previous government IT systems that have never done what they expect. It isn't just that I don't care whether there is a record somewhere in Whitehall saying what I bought, I also know that at the moment they are a very very long way from being able to do anything with it.

To be honest, I'm far more concerned about security of the data, but we are already in the situation where that is a big risk.

There are many issues, but I really don't see Apple Pay or not using cash as being a high priority. I may be right or wrong in that opinion, but I didn't reach it without thinking, which was my original point.
 
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imlynxy said:
You are right. Thanks God there are still people who understand we have options and choice. Really I tried to use cash only for a month and I spent 8.37 percent less on my daily activity(mortgage, car,... were paid as usual) . May be I had insufficient dara here, but this the fact.
Click to expand...

Yep, it can certainly help some people to use cash. For many, the ability to just put something on their card makes it seem like it isn't proper spending, and using cash helps them keep track of their spending.

In my case, I use an app to track my spending. Putting things on my card helps me do that, as cash spend tends to get missed. Whereas previously I could just waste some cash and not give it a second thought, now I know it will show up on my statement and I will have to account for it. That stops me making a lot of small amounts, and I know from my records that my general expenditure has fallen by between £10 and £20 a week.

Like so much, neither is right or wrong. Different things work for different people. I'm glad you have found the way that works for you. :)
 
I recently switched banks from Clydesdale to the Santander 123 Account, I had been thinking about it for a while and just done it.

However if I hadn't this probably would have made me do it but for many other factors nit just for Apple Pay
 
I've recently opened a Santander bank account here in the UK so looking forward to being able to use that (and the Santander 123 credit card) from July.

I also have an account with Lloyds Bank so will have to wait a while longer for them to enable the Apple Pay facility... However the credit card I have with them is a duo (MasterCard/American Express) and seeing as AmEx are a launch partner it'll be interesting to see if third party/licensed AmEx cards are enabled come July.
 
maflynn said:
Apple pay is a luxury type of service, I'd rather have a bank that provides top notch service, doesn't gouge me and have some peace of mind regarding my information. Does any bank in the U.S. do this now - not really, but at this stage, I'm content with what I have services wise. If they don't offer apple pay, it won't cause me to uproot and change to another bank.
Click to expand...

Schwab Bank. You're welcome.
 
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