Your experience with Paypal

Discussion in 'Community Discussion' started by hajime, Jan 4, 2015.

  1. hajime macrumors 68030

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    #1
    I heard some bad stories about Paypal. Is it really safe to use it?
     
  2. maflynn Moderator

    maflynn

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  3. needfx macrumors 68040

    needfx

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    #3
    other than paying double-fees when selling something on ebay, I always feel safe with paypal.

    care to elaborate on the hear-say?
     
  4. Meister Suspended

    Meister

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    #4
    I recommend a brief google search on this topic.
     
  5. hajime thread starter macrumors 68030

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    #5
    About two years ago, I did some searching. Some people mentioned that Paypal freezed their visa card account, etc. Is such thing still going on?

    Why some online stores only accept payment via Paypal?
     
  6. Apple fanboy macrumors Core

    Apple fanboy

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  7. adk macrumors 68000

    adk

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    #7
    I've never heard of a buyer having a bad experience. Paypal's bad reputation is mostly based on how they treat their sellers.
     
  8. rocknblogger macrumors 68020

    rocknblogger

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    #8
    I've been using PayPal for years for both buying and selling and I've never had a problem.
     
  9. Mr. McMac Suspended

    Mr. McMac

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    #9
    I've used paypal on a regular basis since 2003. I've sold about a 100 items on ebay as well. Never once had a problem with them.
     
  10. Xiroteus macrumors 65816

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    Mar 31, 2012
    #10
    No issues so far after about fourteen years and hundreds of transactions.

    I have heard about holding funds for some people, that would require more research.
     
  11. maflynn Moderator

    maflynn

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    #11
    Are you talking about Paypal's credit card, or paypal having the ability to freeze any visa account?
     
  12. SandboxGeneral Moderator

    SandboxGeneral

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    #12
    My experience with them has always been a positive one. I've also been a member since 2003 and haven't had any issues with it.
     
  13. Huntn macrumors G5

    Huntn

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    #13
    No issues. If I understand it correctly, it's a good idea to log into it at least once a year so they don't deactivate you account. I assume any money there would sit for a long period of time before it actually dissapears. ;)
     
  14. kazmac macrumors 601

    kazmac

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    #14
    I've had a couple of issues while I was using eBay, and reluctantly rejoined in order to buy a particular couple of items this week. Not crazy about paypal and probably will remove my payment method again after I receive these items.
     
  15. boast macrumors 65816

    boast

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    #15
    I've used it for many years no problem.

    But I hear the trouble with paypal is only... when you have issues, lol.
     
  16. lowendlinux Contributor

    lowendlinux

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    Sep 24, 2014
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    North Country (way upstate NY)
    #16
    I've been with PayPal since 05 the only issue I had that annoyed me was the first time I sold a high dollar item on eBay they held the funds with no interest. I don't love it but it works and I like the buyer protection.
     
  17. Meister Suspended

    Meister

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    Oct 10, 2013
    #17
    Paypal has a reputation for freezing accounts.
    Online stores use it because it is wide spread and there are no alternatives.

    Paypal is extremely convenient when it works, but I recommend using it with care.
    They are located in Luxembourg. If something goes wrong, good luck holding them responsible!
     
  18. brentmore macrumors 6502

    brentmore

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    New York
    #18
    Been a member for a while, but finally closed the account after lots of small annoyances and policy changes. Never got a good vibe from they way they operated but it was the only system of its kinds a few years ago. Now there are many more options.
     
  19. lowendlinux Contributor

    lowendlinux

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    #19
    PayPal is owned by eBay eBays HQ is in the states you can call eBay and get problems solved with them.
     
  20. Meister Suspended

    Meister

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    Oct 10, 2013
    #20
    The paypal bank is registered in Luxembourg.
    The callcenters are mostly in mexico and india.
    Good luck contacting them!
     
  21. lowendlinux Contributor

    lowendlinux

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    #21
    I just call eBay
     
  22. Meister Suspended

    Meister

    Joined:
    Oct 10, 2013
    #22
    Maybe you got lucky so far.
    What if the people on the phone with ebay do not help you?

    I am no saying that paypal never works, but countless people have experienced more or less serious issues with them. They do not conduct business like a normal bank.
     
  23. luvmymbpr macrumors regular

    luvmymbpr

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    Mar 6, 2014
    #23
    Used them many times with no issues, but they can be pure evil to deal with if a sales goes wrong.

    Many people have conducted sales on eBay using PayPal where a buyer fraudulently claims they never received the package or it was damaged. I've heard cases where they claim something is broken, send back an empty box, and then they get both the item and the money.

    They are heavily one sided for protecting the buyer. So many sellers get screwed. They will also reach in to your bank account and reclaim the money. If your account has insufficient funds, they will take it anyway and overdraft your account.

    Fun times. I try to stay away from eBay and PayPal as much as I can.
     
  24. mobilehaathi macrumors G3

    mobilehaathi

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    Aug 19, 2008
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    The Anthropocene
    #24
    I use it sparingly, but I've never had a problem. I use it mostly for gifting small sums of money between friends and family, with an occasional purchase from a 'trusted' commercial source. I don't use eBay or similar services.
     
  25. retinaimac macrumors member

    retinaimac

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    Dec 27, 2014
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    On the World
    #25
    completely true and they are extending their claims and dispute period to 180 days. They are completely pro buyer just like ebay which is odd since the seller pays all those fees and monthly invoices:eek:
     

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