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Discussion in 'Community Discussion' started by hajime, Jan 4, 2015.
I heard some bad stories about Paypal. Is it really safe to use it?
I've not had any issues with it.
other than paying double-fees when selling something on ebay, I always feel safe with paypal.
care to elaborate on the hear-say?
I recommend a brief google search on this topic.
About two years ago, I did some searching. Some people mentioned that Paypal freezed their visa card account, etc. Is such thing still going on?
Why some online stores only accept payment via Paypal?
I've never had an issue with it.
I've never heard of a buyer having a bad experience. Paypal's bad reputation is mostly based on how they treat their sellers.
I've been using PayPal for years for both buying and selling and I've never had a problem.
I've used paypal on a regular basis since 2003. I've sold about a 100 items on ebay as well. Never once had a problem with them.
No issues so far after about fourteen years and hundreds of transactions.
I have heard about holding funds for some people, that would require more research.
Are you talking about Paypal's credit card, or paypal having the ability to freeze any visa account?
My experience with them has always been a positive one. I've also been a member since 2003 and haven't had any issues with it.
No issues. If I understand it correctly, it's a good idea to log into it at least once a year so they don't deactivate you account. I assume any money there would sit for a long period of time before it actually dissapears.
I've had a couple of issues while I was using eBay, and reluctantly rejoined in order to buy a particular couple of items this week. Not crazy about paypal and probably will remove my payment method again after I receive these items.
I've used it for many years no problem.
But I hear the trouble with paypal is only... when you have issues, lol.
I've been with PayPal since 05 the only issue I had that annoyed me was the first time I sold a high dollar item on eBay they held the funds with no interest. I don't love it but it works and I like the buyer protection.
Paypal has a reputation for freezing accounts.
Online stores use it because it is wide spread and there are no alternatives.
Paypal is extremely convenient when it works, but I recommend using it with care.
They are located in Luxembourg. If something goes wrong, good luck holding them responsible!
Been a member for a while, but finally closed the account after lots of small annoyances and policy changes. Never got a good vibe from they way they operated but it was the only system of its kinds a few years ago. Now there are many more options.
PayPal is owned by eBay eBays HQ is in the states you can call eBay and get problems solved with them.
The paypal bank is registered in Luxembourg.
The callcenters are mostly in mexico and india.
Good luck contacting them!
I just call eBay
Maybe you got lucky so far.
What if the people on the phone with ebay do not help you?
I am no saying that paypal never works, but countless people have experienced more or less serious issues with them. They do not conduct business like a normal bank.
Used them many times with no issues, but they can be pure evil to deal with if a sales goes wrong.
Many people have conducted sales on eBay using PayPal where a buyer fraudulently claims they never received the package or it was damaged. I've heard cases where they claim something is broken, send back an empty box, and then they get both the item and the money.
They are heavily one sided for protecting the buyer. So many sellers get screwed. They will also reach in to your bank account and reclaim the money. If your account has insufficient funds, they will take it anyway and overdraft your account.
Fun times. I try to stay away from eBay and PayPal as much as I can.
I use it sparingly, but I've never had a problem. I use it mostly for gifting small sums of money between friends and family, with an occasional purchase from a 'trusted' commercial source. I don't use eBay or similar services.
completely true and they are extending their claims and dispute period to 180 days. They are completely pro buyer just like ebay which is odd since the seller pays all those fees and monthly invoices