I believe there are different types of kernel panics reported/mixed here. Some are hardware related, the others (me including) may be software driven.
In my case I did experience my first KP after 10.15.4 (using it since Nov 2019) in a very specific case (connected to charger with lid closed). It happened few times. As a workaround I've disabled power nap and have never seen it again.
Now, few days with 10.15.5, power nap enabled again and no kernel panics so far.
I believe this specific case might be fixed with 10.15.5 (still need to wait few weeks to be sure).
In my case I did experience my first KP after 10.15.4 (using it since Nov 2019) in a very specific case (connected to charger with lid closed). It happened few times. As a workaround I've disabled power nap and have never seen it again.
Now, few days with 10.15.5, power nap enabled again and no kernel panics so far.
I believe this specific case might be fixed with 10.15.5 (still need to wait few weeks to be sure).