Got a text and an email from Apple this morning, saying product is ready to ship, however my bank declined the transaction.
So I called my bank here in New Zealand, they said Visa debit can only go as high as $5000 for purchases, per day. And the laptop is $5889. So what they suggested is, call Apple and ask them to split the transaction into two (5000 one day, rest of it next day), or get Apple's bank account number and do a bank transfer or something like that through my online e-banking profile, as the limit is much higher.
Called Apple, but only got through to tech support, lady was kind enough to open a case number but have to call tomorrow again, as the Apple online store doesn't work Sundays. (or at least their billing dept)
Order made 16 Nov, email received this morning (11 Dec). Original delivery window is 19-23 Dec. 15" SG, 2.9/1TB/460.