Just charged 2:38am only after checking my order status and saw a message in red stating my payment option needed updating.
Clicked update now, it was ordered using Apple Pay and my PNC Bank Visa showing my device ID of the card on my iPhone which was authorized by me with my bank. On top of that I also checked last week with an Apple CS rep to verify my payment options were all correct and up to date as well contacted my bank and explicitly told them to allow any Apple charge via that card, the funds weren't an issue, however I saw on these forums others using PNC Bank and having charges denied.
Option 1 was to re-authorize the payment card, which I tried and it said failed.
Option 2 was enter another card, I used auto fill from safari on iPad to fill the card number stored in my keychain and it is the very same number used in my Apple Pay order, it successfully authorized the payment and I received an immediate email notification from my bank (I have this set with my bank) telling me the amount charged on my card with the recent Apple purchase.
Freaking banks, gotta love em, but they will get an earful from me on Monday.
As far as Apple is concerned, OMG wtf is up with Apple Pay not working as it should? I have no problems with using Apple Pay with various retail establishments around me or online purchases, other than this Apple Watch fiasco.
Edit: My order was 4-10-15 xx:08 EDT 4/24 - 5/8 shipping PA charged as I said but not showing PFS, still shows processing.