My issue was not who is liable, my issue was that if you are stupid enough to put anything that is 100+ degrees anywhere near your crotch (last time I looked, it is aprox one spread hand span from between the knees to the crotch, going further if you consider that there is the likelyhood that your knees will be slightly elevated and that wow, there just might be the chance that any flow you get from spillage will flow TOWARDS YOUR CROTCH), you should bloody well reasonably assume that there is the remotest possibility that (especially if you are removing the lid in a VEHICLE without a stable rest for it) you just MIGHT get some of that hot coffee on your tender bits, that it is YOUR damn fault if shizz goes wrong...