I used to be a big Photoshop user, and while I used to spend $500-$600 per version, I wouldn't upgrade all the time and squeezed the version I had all I could, it was cost effective for me. Granted I dont rake in a million bucks in work, If I were ad agency sized, I would gladly pay for the Cloud Subscription. $60/month = $636 a year if I were going to get the whole suite. Photoshop went down to $252 a year, and if you dont want to shell $252 next year you are screwed.
Enter Affinity (all their apps will cost a 1 time fee of $150 for all 3 or $49.99 a pop for each separate version (Photo, Designer and Publisher). I have gradually as much as I can have moved most of my work to Affinity. Is it perfect? No. There are things I can't do, that I would be able to do in Photoshop. I also use Pixelmator and Pixelmator Pro, to complement Affinity Photo. Even with the cost of those two apps, its still cheaper than photoshop, since I dont have to get screwed into a subscription platform.
From Affinity Photo, Designer and Publisher, I think Designer is the one that is somewhat crippled, but then again how many features are patent blocked by Adobe, that they can add. it's not a perfect situation, but it is affordable, and affordable means I can buy software I use to make money and not work for Adobe using their software.
Adobe is unfortunately a standardization giant. We made them the standard over time and now it's screwing us in the patoony. There is no way around that. At least Adobe provided me with years of training, and what I can do in one app I can do it in three others, and that works for me as long as I can be productive. There are going to be professionals in our field that will be able to afford Adobe Cloud, and companies as well. Good for them. I am happy, that for the rest of us, there are other tools we can use. I am not afraid about that and I totally embrace them.