It's taking so long to get here and my bank already offers a similar service via iMessage for free that doesn't need iOS at the other end. For those reasons when it finally does arrive I will never use it.
I probably use this more than regular Apple Pay at stores. It's so convenient!
The integration with iMessage is really slick. That said, it sucks its not multiplatform (same for iMessage) - our work group (where I'd use this the most) is about half and half on iOS / Android.
Venmo is owned by PayPal.What’s wrong with Venmo? I’ve been using it for about a year with no problems at all. I prefer it over Paypal. Plus Apple Pay isn’t cross platform. So for me Venmo wins.
....
I bought technology companies would’ve learned from BBMs mistake not making it multi platform. I just hope Apple’s iPhone and iMessage don’t follow blackberrys or RIMs demise.
Maybe they’re drunk. Unless you use credit card there no fee.Someone sent me Apple Pay cash and they were shocked to see a $15 charge. They usually use venmo and see no fees. I don’t need know if that’s true, but that’s what I was told.
As in, I have 50.00 in APC and item is 75.00. It won't take the 50.00 and let me use the Credit Card tied to my Apple account for the balance.
Someone sent me Apple Pay cash and they were shocked to see a $15 charge. They usually use venmo and see no fees. I don’t need know if that’s true, but that’s what I was told.
Wow, it's almost like they exaggerated a normal situation for comedic effect or somethingThe problem when you say it's on you, there's usually no back and forth like this.
Second person isn’t offering any money, just refunding initial $55. If they were serious they would refund and send another $55...
Most banks support PayM with their current accounts. I know it’s not integrated into a phone OS but it transfers money straight into an account (as opposed to allowed Apple to hold it in escrow)Too bad it’s still not available in the U.K.
Correct. But that doesn’t explain anything wrong about Venmo.Venmo is owned by PayPal.
Too bad it’s still not available in the U.K.
It's already an expensive dinner as is..
I may be in the minority but in my immediate circle nobody uses Apple Pay Cash. Venmo, PayPal and Cash App have filled the void already.
Too bad it’s still not available in the U.K.
I don't think there is a need for this to be in the UK when there is PayM (a multi-bank operated payment system that uses mobile numbers to send money to each other). PayM has the advantage in that it's supported by all of the major banks, is accessible via your banks mobile app, is linked to your mobile number and works on both Android and iOS (providing your banks mobile app supports it - most do).
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This is the US so don't forget - 20% of the bill will be the Tip.
Yeah I honestly don't understand people in the UK asking for this when we have PayM which is superior.
Because in the banking apps it's just referred to as 'Pay a contact' then you choose their mobile number and choose the amount and send it. It's not actually referred to as PayM in most banking apps.Love this as an idea, however it needs to be a universal system that works across all platforms.
That means Android for the most part as that's what the vast majority of phones users actually use.
Nothing against Apple, but it must be universal to genuinely be useful.
If it's Apple only it will always be a niche product.
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I've looked at PayM but never tried it.
I did a test of people I work with, and not one person had even heard of it.
If I'm honest, I don't recall seeing any BIG push/marketing to get this into the publics mind.
Wonder why.
And in the real world, not everyone has an iPhone, so you'd still need to collect android users payment for the meal via other methods.Screw Venmo.
I forced my circle to use Apple Pay Cash.
I may be in the minority but in my immediate circle nobody uses Apple Pay Cash. Venmo, PayPal and Cash App have filled the void already.
Does that mean you need to log into your home banking app? If that's the case then that's no good.Because in the banking apps it's just referred to as 'Pay a contact' then you choose their mobile number and choose the amount and send it. It's not actually referred to as PayM in most banking apps.