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But you're also buying AppleCare+ which doesn't kick in until year 2. Since you trade up after 1st year, you wasted $129 and APPLE THANKS YOU VERY MUCH. You can also get 0% financing with the major carriers.
It sure does matter the first year if you damage it! That's the main reason I get it. I'm quite clumsy with my phones.
 
So what’s the thought. 1pm eastern?

That would be my guess (12 PM noon here in Illinois) so we should know in less than half hour. If not then I am guessing midd day Pacific time. But it seems all things like this that require server path changes/updates -- particularly like iOS updates for example are this time frame. We will know soon for sure ;-). We are almost as bad as those waiting for the preorder times and servers LOL
 
Such statements are almost always false. There are many kinds of situations and people, and what makes the most sense for them...is that choice that is best for them.

And whatever vagueness you have behind your post, I disagree with. I’m talking economics and smart money. Of course we all run into circumstances where we have to finance or put an unexpected expense on a CC. That’s not what I was addressing. I still know that if a person is going to make monthly payments on this type of program, 0% should be the way to go, and a non-issue, unless the issue is discipline in making payments. Paying outright is fine as well, but I’m not debating that point. I disagree with people making statements that a person shouldn’t buy a phone if they are getting it financed when it’s 0% interest, why not?
 
If you need a loan to get a phone, maybe you shouldn't be getting it in the first place. I know I sound like an elitist or something, but still....

You don't sound like an elitist but maybe a little a condescending considering you are assuming that those who choose to finance a phone aren't financially fit to get a new phone. That logic is just so simple minded as if every situation is the same. It's such an overgeneralization of a single situation.

I have gotten every new iPhone upgrade since the beginning because I'm a tech junky. Every year, I'd have to find a buyer for my iPhone. This upgrade program now allows me to upgrade seamlessly every year without spending a penny more, it's a no brainer for me. And the key part of that last sentence is "for me".

But how about that single parent who wants to get a phone for their kid so that they could concentrate on school/college vs. trying to get a job so they could afford a phone? Maybe for them, an interest free $30-40 a month is stress free and works for their budget.

Or maybe they have a family of 5 and a monthly plan makes more sense while they invest that large sum they would have dropped paying up front?

Point is, you don't know peoples situation so probably best to keep those condescending thoughts to yourself.

And as much as people will say "you don't need a phone" - in today's world, as part of communication and to be connected, I'll argue that you do need a phone to be connected. I don't know a single adult that does not own a mobile phone. Even my relatives in the Philippines who live in provinces have phones with 3g lol. So even if this program had interest, it would still help those that need a phone but couldn't afford a large sum up front.

So long story short (lol), think out of the box.
 
right here on the upgrade program page:

https://www.apple.com/shop/iphone/iphone-upgrade-program

iup-asa-app-icon-201709


Get a head start on your upgrade to iPhone X on 10.23.
If you’re part of the iPhone Upgrade Program and eligible to upgrade, use the Apple Store app on your iPhone to get ready for pre-order so you can speed through checkout on 10.27.

Don’t have the app? Download it now

Right! But it says I am eligible but still doesn't let me get choose the iPhone X when upgrading. So how does one get beyond that?
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You’re only paying $100 of the AppleCare if you trade in the phone after 12 months. It’s baked into the monthly cost. AC is insurance for drops more than anything else. That warranty doesn’t help with a cracked screen.
It sure is! The cost of a cracked screen repair is much higher than $29, which is the deductible with AC.
 
...

The only place where is makes more sense to go a different route is if you have a Rewards CC where you get points/miles towards a benefit, such as hotel stays or frequent flyer miles. Then use that card, collect your points, pay off the card before the end of the month (if there’s interest), and then thank Apple for contributing to your next free plane ticket/hotel stay.

...

And you can easily do both with the IUP. Just make the monthly payments via a CC that gives you points or cash back.
 
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I disagree with people making statements that a person shouldn’t buy a phone if they are getting it financed when it’s 0% interest, why not?

It all comes down to elitism / ignorance. They really don’t realize that it is a 0% interest loan. I have plenty of cash myself to drop the full price down no problem but why would I if I can get. Zero interest loan and get the next iPhone next year without breaking a contract? It’s just salt is all it is.
 
Right! But it says I am eligible but still doesn't let me get choose the iPhone X when upgrading. So how does one get beyond that?
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It sure is! The cost of a cracked screen repair is much higher than $29, which is the deductible with AC.

It is not live yet.
 
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And you can easily do both with the IUP. Just make the monthly payments via a CC that gives you points or cash back.

I was originally thinking about those offers where you spend $4000 in your first 3 months to get a 40,000 point bonus, but yes, you can definitely do that too! The points/miles don’t stop!
 
Got nothing yet, wish Apple gave a time frame rather then starting 23rd

Yes that would be nice so we could plan to all hit at the same time and crash their server LOL. I guess maybe midday pacific time is going to be more likely than 10 AM although I suppose it could vary by a few minutes on our time and theirs
 
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I got nothing.

Ditto. Every time Apple makes us use the Apple Store app for anything I feel like I'm missing something, it's not clear about how to do anything and it makes me feel kind of foolish. I feel like I'm waiting for Santa...but he never shows.

Nothing ever seems to be on an actual schedule, just arbitrary Apple time.
 
This is the reply I just got from chat support
"Theres this small bug in the system thats not allowing us to get that pre approval done but don’t worry, the tech guys are working on it now. I recommend checking back in, in another 2 hours on that Apple App on the iPhone."
 
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This is the reply I just got from chat support
"Theres this small bug in the system thats not allowing us to get that pre approval done but don’t worry, the tech guys are working on it now. I recommend checking back in, in another 2 hours on that Apple App on the iPhone."

Of course "a small bug". they got problems the 10 AM time probably was what they were trying for. Hope this is not a sign of the final process on Friday ;-)
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11.1 BETA just came out - maybe after that?
Yeah that would be nice ;-) but not holding my breath ;-)
 
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