Apple Announces 'Apple Card' Credit Card With Daily Rewards, Simplified Statements, and No Fees

[Creek0512]

So how do you buy something on a site like Amazon if there is no card number?

There is no number on the physcial card.

 

[AlyMourad]

And in Egypt in 2100 considering we still use camels for transportation

And a Swedish launch in 2028.

 

[ScottishDuck]

“Proud to partner with Goldman Sachs” is a hell of a statement

 

[Creek0512]

Merchants don't have to accept your card when you do that.

I doubt the Apple Card will say "Not valid without Authorized Signature" on it.

 

[travoose]

There is no number on the physcial card.

You can get the number from the Wallet app on your iPhone, not convenient, but possible.

 

[cardfan]

Sorry Apple. This still isn’t worth using Apple Pay.

 

[mattopotamus]

Yes, if you use it in Apple Pay. Otherwise it's a 1% back card (physical card purchases).

Thank you for the clarification.

 

[antiprotest]

Will places accept a card with no numbers or signature? I doubt it

Definitely. Except those that needed to enter the number manually, they had never needed the number to appear on the card in the first place. And businesses no longer need to take your signature.

 

[Doomtomb]

I'll stick to my Chase cards thanks

 

[webbuzz]

99% of places never look at your card, you just swipe it yourself, and Visa and Mastercard dropped the signature requirement a year ago.

Signature requirement for purchases is not the same as signature on the card.

I agree that merchants rarely look at cards.

 

[Creek0512]

You can get the number from the Wallet app on your iPhone, not convenient, but possible.

What's inconvenient about it? Everyone has there phone on the more often than they do their credit card. And anyway, you iPhone, iPad, Mac will just auto-fill in the info anyway like it already does.

 

[spazzcat]

It's gonna really suck when the internet is down and places need to manually take down CC info.

YAY FUTURE!

You don't want people writing down your CC number.

 

[Greenlee]

Will applying to the Apple Card affect your credit score? They didn't mention it.

 

[spazzcat]

Will applying to the Apple Card affect your credit score? They didn't mention it.

I'm sure it will be a hit on your credit report just like any other credit.
[doublepost=1553539713][/doublepost]

Will places accept a card with no numbers or signature? I doubt it

Did Cook stay you could get the number in the wallet app if you needed it?

 

[btrach144]

Americans just love debt.

If Apple really cared, they should throw in some financial management course such as Dave Ramsey.

 

[Creek0512]

Will applying to the Apple Card affect your credit score? They didn't mention it.

Yes. How would it not? Your credit score is just your credit history summarized down to a single number. Opening a new revolving credit account is a change in your credit history which will be reported to the credit bureaus therefore affecting your credit score.

 

[theonekcrow]

This will not be widespread, as I’m willing to bet you will need a minimum 700 credit score to get one.

 

[Gudi]

US only. Can‘t wait for it to launch in Germany in 2025.

Or never! I’m still waiting for iTunes Radio.

 

[verniesgarden]

this was a surprise to many. only rumored to create a card, but not many details were leaked.

I honestly found this to be the highlight of the event

 

[travis64]

Card has touch id?

 

[hsotnicam8002]

So how do you buy something on a site like Amazon if there is no card number?

As was stated, that detail is on your iPhone.

 

[WLS]

I already have Apple Pay with my Apple Wallet. Will I have to apply for a new credit card/account then for this? I don't like that as my credit reports are locked down. The card is awesome cool with no numbers though.

 

[TonyC28]

No fees, even late fees (weird), and supposedly low interest rates. Any word on what merchants will be charged for theses transactions?

 

[davidg4781]

Will places accept a card with no numbers or signature? I doubt it

Where I work the customer just puts it in the machine. As long as it’s authorized and legitimate I don’t care how they pay for it. No one checks signatures or IDs anymore.

 

[Freeks]

So Apple partnered with the EvilCorp Goldman Sachs. I wonder how many ppl who lost their jobs ’cos GS will get Apple Card. I bet quite many.