I still accepted because I do not plan to ever carry a balance, going to use this in place of my daily debit purchases and just pay it each week as pending things post
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Apple Card Begins Arriving to Customers, Wide Range of Credit Scores Reportedly Being Approved
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I still accepted because I do not plan to ever carry a balance, going to use this in place of my daily debit purchases and just pay it each week as pending things post
It does not generate a new card number. Apparently the wallet app has one card number you can use for online transactions. You can only generate a new number if you think the old one is compromised. Disappointing that it doesn’t generate a unique number for each transaction.
Same here. 723. No late payments since 2013. Called TU and they confirmed no recent past dues reported.
Why would the cashback be illegal, I own a 1% cashback card by Targobank Germany.
- Apple has a billion iTunes accounts, all with credit cards.
- Their online and retail stores process millions of credit card transactions every day.
- People who buy devices with cellular provide Apple with their SSN.
- People who finance their devices through Apple loan programs provide their SSN.
- Hundreds of millions of people worldwide have their credit cards loaded into Apple Pay.
- Apple's iCloud Keychain and iCloud Drive probably store all kinds of finance-related logins and other information for you as well as hundreds of millions of others.
- After working in the finance sector, and knowing many developers who work for banks, I trust Apple way, way, way more than any bank I'm familiar with.
- In fact, the only thing that makes me nervous is that this is through Goldman Sachs.
TheYayAreaLiving 🎗️
Suspended
Got an invite, not going to signup though. I like the look of the card. Not a fan of credit cards though. Would like this as a debit.
Question. Are you stuck with the APR and credit limit you originally got during sign up? Anyone know how it’s review or how quick these can change? If at all?
Good to know people with sub 500 and 600 scores will get approved. Apple really went easy on allowing a lot of people to get the card.
Good to know people with sub 500 and 600 scores will get approved. Apple really went easy on allowing a lot of people to get the card.
Someone earlier said they chatted with support and were told you can have your interest and limit reviewed after 6 months...
I wasn't comparing, just saying there are many card unboxing videos out there.
Apple Card has been heavily marketed and given it's by invite only, it is fairly exclusive right now. So people creating videos about it is a given. They don't go viral, but then neither do the "<my new fancy gadget> unboxing" videos. Obviously videos of exclusive cards will have a higher view count.
I’m very curious why you’re not a fan of credit cards. They’re basically just debit cards if you pay them off regularly, but they have rewards.
These limits suck.
Looks like others making six figures with scores in the 800+ range are all still getting $6,500-$8,000 mostly.
My two primary cards both have $40k limits. I’ve had a few vacations where $6,500 wouldn’t come close to covering us.
Anyone get a $15k+ limit?
Looks like others making six figures with scores in the 800+ range are all still getting $6,500-$8,000 mostly.
My two primary cards both have $40k limits. I’ve had a few vacations where $6,500 wouldn’t come close to covering us.
Anyone get a $15k+ limit?
I was informed I was finally allowed to apply for an Apple iCard and I received instant approval. However, Apple/GS gave me a rate of 17.99%, despite my having perfect credit, which is not the lowest reported rate. That's annoying, but I don't carry a balance, so it's unlikely to affect me. $9k limit. I actually don't plan on using the iCard unless it's for a promotion in connection with buying an Apple product.
TheYayAreaLiving 🎗️
Suspended
I got $15k limit!
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Check it out guys!
Attachments
Got signed up, 10k limit with 12.99% rate. My credit score was 832. I got an email today saying the physical card would be delivered next Monday.
A couple of things I noticed about the card in the Wallet app. There is an etched parallax effect to it that changes as your phone moves. Pretty cool. Also, the card starts out completely white, but as you begin using the card it changes color. Currently it has some yellow tones on it, with just some small charges. My guess is the colors will become darker the more charges you ring up? We’ll see. Still, a pretty novel approach.
A couple of things I noticed about the card in the Wallet app. There is an etched parallax effect to it that changes as your phone moves. Pretty cool. Also, the card starts out completely white, but as you begin using the card it changes color. Currently it has some yellow tones on it, with just some small charges. My guess is the colors will become darker the more charges you ring up? We’ll see. Still, a pretty novel approach.
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TheYayAreaLiving 🎗️
Suspended
It comes Monday.
Also my credit score was 832, not 862 (it doesn’t go that high). That was earlier in the week. Now that I’ve signed up for the new card it has dropped to 827.