In Australia we very rarely even use the chip reader, let alone magnetic strip. Literally everything is Contactless.
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Apple Card to Lose Magnetic Stripe By 2029
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I have nothing but problems with the chip readers even with a new card. The magnetic strip is more reliable. The tap readers seem to be reliable.
it was a nightmare. if you didn't put your bag down carefully, chance are — you wiped your entire project)) i remember the jaz drive — never got it though, i think it was more expensive, right? but held more data? working with photoshop files — i had to carry a ton of those discs, what a nightmare that was.
More consumers are paying with cash?
Cash is the true secure way to pay for things since you cannot be tracked.
Digital only works when there's no outage.
Good thing that's never happened before
Some Apple Card Customers Unable to Make In-Store Purchases for Second Day in a Row [Resolved]
A partial Apple Card outage impacting the ability of some customers to make in-store purchases using their Apple Card with Apple Pay is facing its second day in a row of issues, according to Apple's system status page. On Monday, Apple said that some customers would be unable to make in-store...
forums.macrumors.com
Great idea? Really?
Some Apple Card Customers Unable to Make In-Store Purchases for Second Day in a Row [Resolved]
A partial Apple Card outage impacting the ability of some customers to make in-store purchases using their Apple Card with Apple Pay is facing its second day in a row of issues, according to Apple's system status page. On Monday, Apple said that some customers would be unable to make in-store...
forums.macrumors.com
2029.
Mastercard is giving big oil time to start closing gas stations. Haha.
Big Oil is the biggest laggard when it comes to relying on magstripe and not supporting contactless or chip at the pump. They were given several extensions not to update.
As for mom and pop, they can afford newer equipment.
Mastercard is giving big oil time to start closing gas stations. Haha.
Big Oil is the biggest laggard when it comes to relying on magstripe and not supporting contactless or chip at the pump. They were given several extensions not to update.
As for mom and pop, they can afford newer equipment.
GAS STATIONS!!!
I could easily go cardless and live the ApplePay life if it wasn’t for gas stations. Yes, some gas stations support ApplePay but how do so many major brands (Costco, SamsClub, Kroger etc) support ApplePay in store but not at the pump. They all had to do the payment terminal upgrade to Chip so did they forget to buy the contactless add-on?
I could easily go cardless and live the ApplePay life if it wasn’t for gas stations. Yes, some gas stations support ApplePay but how do so many major brands (Costco, SamsClub, Kroger etc) support ApplePay in store but not at the pump. They all had to do the payment terminal upgrade to Chip so did they forget to buy the contactless add-on?
Seriously! Or 12 years with the 2033 deadline. Give me a flippin' break!Appreciate the heads up. Don't wanna be caught off guard 8 years form now.
I’ve not used it but as i understand it:GAS STATIONS!!!
I could easily go cardless and live the ApplePay life if it wasn’t for gas stations. Yes, some gas stations support ApplePay but how do so many major brands (Costco, SamsClub, Kroger etc) support ApplePay in store but not at the pump. They all had to do the payment terminal upgrade to Chip so did they forget to buy the contactless add-on?
Costco has contactless but it’s a clumsy operation because you also need to validate your membership at the pump. By the time you do that with your physical Costco Visa card (because Apple keeps their NFC antennae exclusively locked down for Apple Pay) to here’s no point in a separate operation to use your phone or watch.
From my knowledge Kroger doesn’t support Apple Pay, at least not here in AZ.GAS STATIONS!!!
I could easily go cardless and live the ApplePay life if it wasn’t for gas stations. Yes, some gas stations support ApplePay but how do so many major brands (Costco, SamsClub, Kroger etc) support ApplePay in store but not at the pump. They all had to do the payment terminal upgrade to Chip so did they forget to buy the contactless add-on?
The only times I can recall using the strip is usually at the parking stations at the airport. Looks like as of Nov of 2020, about half of payments are contactless. I would imagine it's gone up a bit since then.
www.cnbc.com
More than half of Americans now use contactless payments, according to Mastercard poll
The ongoing coronavirus pandemic has bolstered the number of Americans using contactless payments to 51%, according to a new Mastercard poll.
Yeah but we had the high security of looking to see if the card number was listed in the weekly “bad card” booklet. If the sale was over $50 we had to call in for an authorization number.
It sure feels archiac to be using a stripe-swipe these days, eh? The last card to require that is a prepaid MasterCard that I have through my bank. No chip.
Using tap-to-pay a lot more more, especially since they raised the limits to reduce touch surfaces in stores.
After lots of nagging by Shell, I've finally adopted the "Pay by App" method where you pay entirely using Apple Pay through the Shell app. Works great, no more paper receipts printed, which I always lost anyway, and all receipts are digitally stored in the app. Plus, they "offset carbon emissions" apparently. 🙄
I'm very surprised that they have such a long rollout planned for this transition. Just shows you how big and clumsy the banking industry is. The entire mobile industry was transformed by the iPhone in far less time.
I worked in a petrol station for a number of years and when the ISDN line used to go down we reverted to these.
Needless to say, when obtaining authorisation, I got fed up of ringing up to get the code 😂.
Still, in the UK at least, most of these must be obsolete as my Visa Debit cards all have flat numbers now.
Does it really matter, though, when inserting the Apple Card also doesn't require any form of authentication? You're better off not carrying the physical card at all if you're concerned about that sort of thing.
I bet that happens sometime in the 2030s, if it does at all.
Seriously, though, without changes in the way some sectors of the economy handle cards, a contactless mandate in the US will be problematic. After all, it's still socially acceptable for cashiers/servers to run your card for you even with the pandemic. For all the talk about how businesses are adopting contactless, I've found that restaurants around here haven't changed anything at all--not even adopting QR codes to at least let you pay with Apple Pay through some web portal.
Credit cards are a test in acrobatics and muscle memory.
If you push a chip card in too hard or slow, it won't read.
If you swipe too fast, too slow, too inconsistent, it won't read.
Tap to pay you have to hold in a certain area, some you have to keep your wallet far away lest you play CC roulette, some like a quick swish but not a hold.
When will someone make a credit card that works every time? Probably never because the tech is too "smart". We just need old school RFID tech!
If you push a chip card in too hard or slow, it won't read.
If you swipe too fast, too slow, too inconsistent, it won't read.
Tap to pay you have to hold in a certain area, some you have to keep your wallet far away lest you play CC roulette, some like a quick swish but not a hold.
When will someone make a credit card that works every time? Probably never because the tech is too "smart". We just need old school RFID tech!
Honestly, I kinda wonder if the original 2015 liability shift date was unrealistic in retrospect. Chip acceptance at stores didn't even become semi-common until 2017-18 or so, after all. Not to mention that I think the networks realized that, with (a) them being perfectly okay with extending the gas pump liability shift two more times since their original 2017 date and (b) their temporary rule changes to mitigate the impact of the original liability shift.
Anyway, maybe the US really does need until 2029 based on all that.