Some of the points are pretty legitimately Apple maintaining a walled garden, without any other explanation - locking other banking apps out of NFC.
App Store fees and iMessage are certainly walled garden, but ALSO have user protection arguments. Many Apple users WANT the security of App Store vetting (which doesn't always work as well as it should), and MANY big companies would immediately go "sideload-only" if sideloading were available. Not only would you have to open a security hole if you wanted Fortnite, you'd have to open a hole if you wanted FACEBOOK - Zuck would ditch the App Store at his first opportunity. He'd also install types of tracking in Facebook that the App Store protects consumers from (and that consumers WANT protection from)...
Similarly, letting Google into iMessage might (I'm less sure how this works technically) allow malicious text messages which can carry a malware payload into iOS. Right now, they're not a problem, because they require more than SMS to deliver, and iMessage locks them out if they're coming from iOS with greater privilege. Nobody WANTS malware texts, and iOS does a nice job of preventing them - Google doesn't.
The best example of where Apple is being pro-consumer is ad-tracking prevention. An advertisement is a nearly unique product, in that it (generally - there are counterexamples like Super Bowl commercials that people eagerly await) has a NEGATIVE value to the end consumer.
Most consumer products, from a car to a computer to a sandwich, are things that people will pay to HAVE. Standard economics works there - a computer has a value, and, if its value to you is greater than what Tim Cook demands for it, you pay him and have a new Mac. There are many cases where standard economics doesn't produce an equitable result - it's widely recognized that poor schoolchildren need more computers than they can afford - so government might step in and buy some computers for poor schoolchildren to use.
There are sometimes distortions imposed by corporate behavior - I'm in the market for a small electric SUV in the next six months, and I'd love to consider a Tesla Model Y - it has some real advantages. I'm willing to pay SOMEONE the prices demanded for a small electric SUV, but I'm NOT willing to pay Elon Musk in particular, because I dislike other things he does strongly enough. As Harrison Ford said while playing Indiana Jones - "Nazis - I HATE these guys..."
Advertisements introduce a different distortion. Most products have a value greater than zero to the consumer. If the value to you is greater than the price (and you can afford it), you buy it. If the value is between zero and the price, you ignore it. Advertisements generally have a value between zero and LESS THAN ZERO (to the consumer - advertisers value them, or they wouldn't exist). A product with a value less than zero is a product people will pay to NOT HAVE, and advertisements are by far the most common example (there are a few others - many people value perfume or background music below zero, and will pay for a fragrance-free space or a space without Muzak).
Given that advertisements generally have a negative value, Apple is selling "avoiding ads" as a product, and it's working. Facebook is crying foul because their product is ads - they really exist to show advertising, adding just enough other products to push the value of the ads above zero.
If anything, the government SHOULD be protecting people's freedom to AVOID an unwanted product. They should be restricting companies' ability to circumvent ad-blockers and the like. I have a disability that means that the negative value I place on ads is greater than many other people's choices. I find singing, dancing ads incredibly distracting, and am willing to pay quite a bit to remove them (both in money invested in blocking tools AND in things I don't do because of ads).
For me (and for millions of other people), ad-blockers are ACCESSIBILITY SOFTWARE. If a lawsuit forces Macs and iPhones to the Windows/Android consensus about ads (that advertisers can do anything they wish, and that consumers have very few controls), people like me could eventually lose access to computers and smartphones. I'm willing to pay Apple to be able to use these tools without distractions I can't handle (and I'm middle class enough to be able to).